Principal Software Engineer - AI-Driven, Scalable FinTech

JPMorganChase; Greater London; On-site; GBP 95,000 - 135,000; Full time

Job summary

JPMorganChase in London is seeking an experienced software engineering leader to drive AI-enabled development, scalable frameworks, and secure production code across consumer financial products. You will collaborate with Product, Design, and Compliance to ship customer-centric features that meet regulatory standards while ensuring high availability and low latency for millions of users.

This role requires deep system design expertise, cloud-native delivery, and the ability to influence senior

Qualifications

• Formal training or certification on software engineering concepts and advanced applied experience.
• Hands‑on practical experience delivering system design, application development, testing, and operational stability.
• Expert proficiency in one or more programming languages.
• Experience designing and leading agentic AI-enabled development practices with governance and auditability.
• Strong understanding of responsible AI use and control expectations in engineering workflows.
• Experience applying expertise to solve complex technology problems across disciplines.
• Understanding of business context and commercial drivers behind technology decisions.
• Practical cloud‑native experience.
• Experience launching and scaling consumer‑facing financial products in regulated environments.
• Proven track record owning end‑to‑end delivery of high‑traffic systems with focus on reliability and security.

Responsibilities

• Creates complex and scalable coding frameworks using appropriate software design frameworks.
• Develops secure and high-quality production code, and reviews and debugs code written by others.
• Architects and governs agentic AI-enabled engineering workflows to improve delivery speed, code quality, and operational outcomes at scale.
• Applies knowledge of tools within the SDLC toolchain, including AI-assisted development and automation.
• Serves as the function's go-to subject matter expert.
• Contributes to the development of technical methods in specialised fields in line with the latest product development methodologies.
• Creates durable, reusable software frameworks leveraged across teams and functions.
• Influences leaders and senior stakeholders across business, product, and technology teams.
• Leads design and delivery of consumer-facing financial product features with high availability and low latency.
• Partners with Product, Design, and Compliance teams to ship customer-centric features meeting regulatory standards.
• Drives engineering best practices for rapid, safe iteration on consumer products, including feature flagging and A/B testing.

Skills

Software engineering fundamentals

System design

Programming languages

Agentic AI development

Responsible AI

Cloud-native

End-to-end delivery

Stakeholder influence

Job description

JPMorganChase in London is seeking an experienced software engineering leader to drive AI-enabled development, scalable frameworks, and secure production code across consumer financial products. You will collaborate with Product, Design, and Compliance to ship customer-centric features that meet regulatory standards while ensuring high availability and low latency for millions of users.

This role requires deep system design expertise, cloud-native delivery, and the ability to influence senior