Mortgage Underwriter — 1st Charge, FCA Compliant

Brooke Harrison Recruitment; Watford; On-site; GBP 30,000 - 45,000; Full time

Job summary

A leading recruitment agency is seeking an Underwriter to join a specialist lender's first charge mortgages team located in Watford. The successful candidate will manage cases from application to completion, ensuring adherence to company policies and regulations. Key attributes include strong communication skills and the ability to work under pressure. Competitive salary and benefits offered, including a pension scheme and private medical healthcare.

Benefits

Competitive salary with potential annual bonus

Pension scheme (employee 5% / employer 4%)

Private medical healthcare

Life assurance of 2x salary

Dental plan

Annual leave purchase scheme

Casual dress on Fridays

Qualifications

• Experience underwriting mortgage applications is highly desirable.
• Strong knowledge of FCA regulations is essential.

Responsibilities

• Manage allocated mortgage cases from application to completion.
• Assess applications against company policy and regulatory standards.
• Build relationships with brokers and third parties.

Skills

Strong written and verbal communication skills

High attention to detail and organisation

Team player with ability to work independently

Confident under pressure and meeting deadlines

Proficient in data entry and loan management systems

Education

CeMAP qualification

Understanding of FCA regulations

Experience in underwriting 1st and/or 2nd charge mortgage applications

Job description

A leading recruitment agency is seeking an Underwriter to join a specialist lender's first charge mortgages team located in Watford. The successful candidate will manage cases from application to completion, ensuring adherence to company policies and regulations. Key attributes include strong communication skills and the ability to work under pressure. Competitive salary and benefits offered, including a pension scheme and private medical healthcare.