Head of Credit Risk- Mortgages

JR United Kingdom; Watford; On-site; GBP 80,000 - 120,000; Full time

Job summary

A leading company seeks an Interim Head of Credit Risk with extensive mortgage experience to join their team in Watford. This short-term contract involves managing credit risk effectively while collaborating with both internal and external stakeholders. Ideal candidates will have a strong understanding of the regulatory landscape and the ability to drive continuous improvements in risk management practices.

Qualifications

• Extensive experience within mortgages.
• Knowledge of UK banking regulations and financial market trends.
• Ability to present to boards and regulators.

Responsibilities

• Manage credit risk throughout the credit lifecycle.
• Develop risk management frameworks and collaborate with partners.
• Promote a positive risk culture within the organization.

Skills

Credit Risk Management

Mortgage Experience

Regulatory Knowledge

Stakeholder Presentation

Risk Culture Promotion

Management Information Development

Continuous Improvement

Job description

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Head of Credit Risk- Mortgages, Watford, Hertfordshire

Client: MERJE

Location: Watford, Hertfordshire, United Kingdom

Job Category: Other

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EU work permit required:

Yes

Job Views:

3

Posted:

06.06.2025

Expiry Date:

21.07.2025

Job Description:

Our client is seeking an Interim Head of Credit Risk with strong mortgage experience. This is a short-term contract role with an immediate start.

Key Requirements:

• Extensive experience within mortgages
• Practical experience managing credit risk through the credit lifecycle
• Experience with expert and judgmental lending as well as portfolio/modelled approaches
• Experience developing and embedding risk management frameworks and collaborating with internal and external partners
• Ability to develop and integrate management information capabilities for oversight and decision-making
• Knowledge of the regulatory environment related to credit risk and understanding of UK banking/financial market trends and upcoming regulations
• Experience leading continuous improvements in business-as-usual activities
• Experience presenting to Board, Non-executive directors, or regulators
• Ability to promote a positive risk culture within the organization