Head of Credit Risk- Mortgages

JR United Kingdom; Oxford; On-site; GBP 85,000 - 120,000; Full time

Job summary

A leading company in the financial sector seeks an Interim Head of Credit Risk specializing in mortgages. This short-term contract demands extensive experience in credit risk management, regulatory understanding, and strong leadership capabilities. The role also emphasizes enhancing risk management frameworks and collaborating with partners to ensure optimal credit lifecycle management.

Qualifications

• Experience managing credit risk for mortgages.
• Strong background in risk management frameworks.
• Ability to present to executive levels.

Responsibilities

• Oversee and manage the credit risk process within mortgages.
• Ensure adherence to regulatory standards and developments.
• Lead continuous improvement initiatives within the function.

Skills

Credit risk management

Portfolio management

Regulatory compliance

Risk culture promotion

Management information systems

Job description

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Head of Credit Risk- Mortgages, oxford district

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Client:

MERJE

Location:

oxford district, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Views:

3

Posted:

06.06.2025

Expiry Date:

21.07.2025

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Job Description:

Head of Credit Risk- Mortgages

Our Client is on the search for an Interim Head of Credit Risk with strong mortgages experience. This will be a short term contract role with an immediate start.

Key Requirements:

• A career history of working within mortgages
• Demonstrable practical experience of managing credit risk through the credit life cycle.
• Experience of expert and judgmental lending approaches as well as portfolio/modelled approaches to managing credit risk.
• Experience developing, implementing and effective embedding of all aspects of risk management frameworks and working collaboratively with partners in other parts of the organisation or external partners.
• Experience in developing and integrating enhanced management information capabilities within oversight and decisioning.
• Experience with the regulatory environment relating to credit risk together with sound understanding of the UK banking/financial services market trends and up-coming regulatory changes.
• Experience of leading business-as-usual continuous improvements.
• Prior experience of presenting to Board / Non-executive directors or regulators
• Experience promoting a positive risk culture within a business, function and team.