Head of Credit Risk- Mortgages

JR United Kingdom; Hemel Hempstead; On-site; GBP 80,000 - 120,000; Full time

Job summary

A leading financial company is seeking an interim Head of Credit Risk specializing in mortgages. The successful candidate will have extensive experience in credit risk management, regulatory knowledge, and skills in developing risk frameworks. This short-term contract position requires immediate availability.

Qualifications

• Significant experience in mortgages.
• Practical experience managing credit risk.
• Leading presentations to the Board or regulators.

Responsibilities

• Develop and embed risk management frameworks.
• Enhance management information systems for decision-making.
• Lead continuous improvement initiatives.

Skills

Experience working within mortgages

Managing credit risk

Developing management information systems

Knowledge of regulatory environment

Leading continuous improvement initiatives

Promoting positive risk culture

Job description

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Head of Credit Risk- Mortgages, hemel hempstead

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Client:

MERJE

Location:

hemel hempstead, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Views:

3

Posted:

06.06.2025

Expiry Date:

21.07.2025

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Job Description:

Head of Credit Risk- Mortgages

Our client is seeking an interim Head of Credit Risk with extensive experience in mortgages. This is a short-term contract role with an immediate start.

Key Requirements:

• Significant experience working within mortgages
• Practical experience managing credit risk throughout the credit cycle
• Experience with expert, judgmental, and portfolio/modelled lending approaches
• Experience developing and embedding risk management frameworks, collaborating with internal and external partners
• Ability to develop and enhance management information systems for oversight and decision-making
• Knowledge of the regulatory environment related to credit risk and UK banking/financial market trends and upcoming regulatory changes
• Experience leading continuous improvement initiatives in business-as-usual operations
• Previous experience presenting to the Board, non-executive directors, or regulators
• Ability to promote a positive risk culture within the organization