Head of Credit Risk- Mortgages

JR United Kingdom; Hounslow; On-site; GBP 70,000 - 100,000; Full time

Job summary

A prominent financial services company seeks an Interim Head of Credit Risk with extensive experience in mortgages. This role focuses on managing credit risk through the lifecycle, enhancing risk management frameworks, and leading continuous improvements, aimed at fostering a strong risk culture within the organization.

Qualifications

• Experience managing credit risk through the credit life cycle.
• Strong background in mortgages and risk management frameworks.
• Ability to present to Board and Non-executive directors.

Responsibilities

• Manage credit risk for mortgages and develop risk management frameworks.
• Lead business-as-usual continuous improvements.
• Collaborate with internal and external partners on risk management.

Skills

Credit Risk Management

Regulatory Knowledge

Mortgage Experience

Risk Culture Promotion

Management Information Capabilities

Job description

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Head of Credit Risk- Mortgages, south west london

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Client:

MERJE

Location:

south west london, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Views:

3

Posted:

06.06.2025

Expiry Date:

21.07.2025

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Job Description:

Head of Credit Risk- Mortgages

Our Client is on the search for an Interim Head of Credit Risk with strong mortgages experience. This will be a short term contract role with an immediate start.

Key Requirements:

• A career history of working within mortgages
• Demonstrable practical experience of managing credit risk through the credit life cycle.
• Experience of expert and judgmental lending approaches as well as portfolio/modelled approaches to managing credit risk.
• Experience developing, implementing and effective embedding of all aspects of risk management frameworks and working collaboratively with partners in other parts of the organisation or external partners.
• Experience in developing and integrating enhanced management information capabilities within oversight and decisioning.
• Experience with the regulatory environment relating to credit risk together with sound understanding of the UK banking/financial services market trends and up-coming regulatory changes.
• Experience of leading business-as-usual continuous improvements.
• Prior experience of presenting to Board / Non-executive directors or regulators
• Experience promoting a positive risk culture within a business, function and team.