Head of Credit Risk- Mortgages

JR United Kingdom; Warrington; On-site; GBP 75,000 - 120,000; Full time

Job summary

A leading company is seeking an Interim Head of Credit Risk specializing in mortgages in Warrington. This short-term contract requires expertise in credit risk management, with responsibilities including developing frameworks and presenting to senior stakeholders. Ideal candidates will have strong experience in risk culture promotion and oversight systems development.

Qualifications

• Extensive experience in mortgages required.
• Practical experience managing credit risk throughout the lifecycle.
• Ability to present to Board and regulators.

Responsibilities

• Lead credit risk management for mortgages.
• Develop management information systems for oversight.
• Promote a positive risk culture within teams.

Skills

Mortgage Experience

Credit Risk Management

Knowledge of Lending Approaches

Risk Management Framework Development

Management Information Systems

Understanding of Credit Risk Regulation

Continuous Improvement

Presentation Skills

Positive Risk Culture Promotion

Job description

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Head of Credit Risk- Mortgages, Warrington, Cheshire

Client: MERJE

Location:

Warrington, Cheshire

Job Category:

Other

EU work permit required:

Yes

Job Views:

3

Posted:

06.06.2025

Expiry Date:

21.07.2025

Job Description:

Our Client is seeking an Interim Head of Credit Risk with extensive mortgages experience. This is a short-term contract role with an immediate start.

Key Requirements:

• Experience within mortgages
• Practical experience managing credit risk throughout the credit lifecycle
• Knowledge of expert, judgmental, and portfolio/modelled lending approaches
• Experience developing and embedding risk management frameworks collaboratively
• Ability to develop and enhance management information systems for oversight and decision-making
• Understanding of credit risk regulation and UK banking/financial market trends
• Experience leading continuous improvements in business-as-usual operations
• Experience presenting to Board, Non-executive directors, or regulators
• Ability to promote a positive risk culture within teams