Head of Credit Risk- Mortgages

JR United Kingdom; Bolton; On-site; GBP 70,000 - 90,000; Full time

Job summary

A leading firm is seeking an Interim Head of Credit Risk specializing in mortgages for a short-term contract. This role requires extensive mortgage experience, managing credit risk throughout the credit cycle, and promoting a positive risk culture. Successful candidates will have strong leadership capabilities and experience engaging with regulatory bodies.

Qualifications

• Proven ability to develop, implement, and embed risk management frameworks.
• Experience presenting to Boards and regulators.
• Knowledge of UK banking regulatory environment.

Responsibilities

• Lead management of credit risk in mortgage lending.
• Collaborate with internal and external partners on risk frameworks.
• Drive continuous improvement initiatives.

Skills

Extensive experience working within mortgages

Managing credit risk throughout the credit cycle

Enhancing management information capabilities

Promoting a positive risk culture

Job description

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Head of Credit Risk- Mortgages, Bolton, Greater Manchester

Client:

MERJE

Location:

Bolton, Greater Manchester, United Kingdom

Job Category:

Other

-

EU work permit required:

Yes

Job Views:

3

Posted:

06.06.2025

Expiry Date:

21.07.2025

Job Description:

Our client is seeking an Interim Head of Credit Risk with strong mortgage experience. This is a short-term contract role with an immediate start.

Key Requirements:

• Extensive experience working within mortgages
• Practical experience managing credit risk throughout the credit cycle
• Experience with expert, judgmental, and portfolio/modelled lending approaches
• Proven ability to develop, implement, and embed risk management frameworks, collaborating with internal and external partners
• Experience enhancing management information capabilities for oversight and decision-making
• Knowledge of the regulatory environment related to credit risk and UK banking/financial market trends
• Experience leading continuous improvement initiatives
• Previous experience presenting to Boards, Non-executive directors, or regulators
• Ability to promote a positive risk culture within teams