Head of Credit Risk- Mortgages

JR United Kingdom; Stoke-on-Trent; On-site; GBP 80,000 - 120,000; Full time

Job summary

A leading client is seeking an Interim Head of Credit Risk with extensive experience in the mortgages sector. This short-term contract role involves overseeing credit risk management, enhancing decision-making capabilities, and promoting a positive risk culture. Candidates with strong leadership skills and a thorough understanding of UK banking regulations are encouraged to apply.

Qualifications

• Proven career history within mortgages.
• Experience managing credit risk throughout the credit lifecycle.
• Ability to present to Boards or regulators.

Responsibilities

• Lead credit risk initiatives and frameworks.
• Enhance management information capabilities for decision-making.
• Collaborate with internal and external partners on risk management.

Skills

Managing credit risk

Regulatory knowledge

Portfolio modelling

Continuous improvement initiatives

Risk culture promotion

Job description

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Head of Credit Risk- Mortgages, Stoke-on-Trent

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Client:

MERJE

Location:

Stoke-on-Trent, United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Views:

3

Posted:

06.06.2025

Expiry Date:

21.07.2025

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Job Description:

Head of Credit Risk - Mortgages

Our client is seeking an Interim Head of Credit Risk with extensive mortgages experience. This is a short-term contract role with an immediate start.

Key Requirements:

• A proven career history within mortgages
• Practical experience managing credit risk throughout the credit lifecycle
• Experience with expert and judgmental lending approaches, as well as portfolio/modelled approaches
• Experience developing, implementing, and embedding risk management frameworks, collaborating with internal and external partners
• Experience enhancing management information capabilities for oversight and decision-making
• Knowledge of the regulatory environment related to credit risk and understanding of UK banking/financial trends and upcoming regulations
• Experience leading continuous improvement initiatives
• Prior experience presenting to Boards, Non-executive directors, or regulators
• Ability to promote a positive risk culture within teams