Head of Credit Risk- Mortgages

JR United Kingdom; Liverpool; On-site; GBP 70,000 - 110,000; Full time

Job summary

A prominent company seeks an Interim Head of Credit Risk specializing in mortgages for a short-term contract in Liverpool. The role demands extensive experience managing credit risk and developing robust frameworks. Ideal candidates will have deep knowledge of UK regulations and have previously engaged with senior management.

Qualifications

• Proven experience in mortgages and credit risk management.
• Ability to present to Board and regulators.
• Strong knowledge of UK banking/financial regulations.

Responsibilities

• Managing credit risk through the credit lifecycle.
• Developing and implementing risk management frameworks.
• Enhancing management information for oversight.

Skills

Extensive experience within mortgages

Managing credit risk through the credit lifecycle

Risk management frameworks

Enhancing management information capabilities

Knowledge of regulatory environment

Leading continuous improvement initiatives

Promoting positive risk culture

Job description

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Head of Credit Risk- Mortgages, Liverpool

Client:

MERJE

Location:

Liverpool, United Kingdom

Job Category:

Other

-

EU work permit required:

Yes

Job Views:

3

Posted:

06.06.2025

Expiry Date:

21.07.2025

Job Description:

Head of Credit Risk- Mortgages

Our client is seeking an Interim Head of Credit Risk with strong mortgages experience. This is a short-term contract role with an immediate start.

Key Requirements:

• Extensive experience within mortgages
• Practical experience managing credit risk through the credit lifecycle
• Experience with expert and judgmental lending approaches, as well as portfolio/modelled approaches
• Proven ability to develop, implement, and embed risk management frameworks, collaborating with internal and external partners
• Experience enhancing management information capabilities for oversight and decision-making
• Knowledge of the regulatory environment related to credit risk and understanding of UK banking/financial market trends and upcoming regulations
• Experience leading continuous improvement initiatives
• Previous experience presenting to Board, Non-executive directors, or regulators
• Ability to promote a positive risk culture within teams and the organization