Head of Credit Risk- Mortgages

JR United Kingdom; Luton; On-site; GBP 70,000 - 100,000; Full time

Job summary

A leading company is looking for an experienced Interim Head of Credit Risk with a strong background in mortgages for a short-term contract role based in Luton. This position requires extensive knowledge in credit risk management and the regulatory environment, along with excellent leadership skills to promote a positive risk culture within teams.

Qualifications

• Extensive experience working within mortgages.
• Practical experience managing credit risk throughout the credit lifecycle.
• Experience presenting to Boards or regulators.

Responsibilities

• Managing credit risk throughout the credit lifecycle.
• Developing and embedding risk management frameworks.
• Enhancing management information for oversight and decision-making.

Skills

Mortgage experience

Credit risk management

Risk management frameworks

Regulatory knowledge

Leadership

Job description

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Head of Credit Risk - Mortgages, Luton, Bedfordshire

Client: MERJE

Location: Luton, Bedfordshire, United Kingdom

Job Category: Other

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EU work permit required:

Yes

Job Views: 3

Posted:

06.06.2025

Expiry Date:

21.07.2025

Job Description:

Our client is seeking an Interim Head of Credit Risk with strong mortgage experience. This is a short-term contract role with an immediate start.

Key Requirements:

• Extensive experience working within mortgages
• Practical experience managing credit risk throughout the credit lifecycle
• Experience with expert and judgmental lending approaches, as well as portfolio/modelled approaches to credit risk management
• Proven ability in developing, implementing, and embedding risk management frameworks, collaborating with internal and external partners
• Experience enhancing management information capabilities for oversight and decision-making
• Knowledge of the regulatory environment related to credit risk and understanding of UK banking/financial market trends and upcoming regulatory changes
• Experience leading continuous improvements in business-as-usual activities
• Prior experience presenting to Boards, Non-executive Directors, or regulators
• Ability to promote a positive risk culture within teams and across functions