Head of Credit Risk- Mortgages

JR United Kingdom; Chelmsford; On-site; GBP 70,000 - 100,000; Full time

Job summary

A leading company is looking for an Interim Head of Credit Risk specializing in Mortgages in Chelmsford. This short-term contract offers an immediate start and is ideal for an experienced individual who can ensure effective risk management. Responsibilities include overseeing credit risk and enhancing information systems while promoting a positive risk culture.

Qualifications

• Extensive experience working within mortgages.
• Practical experience managing credit risk throughout the credit lifecycle.
• Understanding of regulatory environment related to credit risk.

Responsibilities

• Develop and enhance risk management frameworks.
• Lead continuous improvement initiatives.
• Promote a positive risk culture within teams.

Skills

Mortgage Experience

Credit Risk Management

Regulatory Knowledge

Continuous Improvement Initiatives

Management Information Systems

Job description

Social network you want to login/join with:

Head of Credit Risk- Mortgages, Chelmsford

Client:

MERJE

Location:

Chelmsford

Job Category:

Other

-

EU work permit required:

Yes

Job Views:

3

Posted:

06.06.2025

Expiry Date:

21.07.2025

Job Description:

Our client is seeking an Interim Head of Credit Risk with strong mortgage experience. This is a short-term contract role with an immediate start.

Key Requirements:

• Extensive experience working within mortgages
• Practical experience managing credit risk throughout the credit lifecycle
• Knowledge of expert and judgmental lending approaches, as well as portfolio/modelled risk management techniques
• Experience developing, implementing, and embedding risk management frameworks, collaborating with internal and external partners
• Ability to develop and enhance management information systems for oversight and decision-making
• Understanding of the regulatory environment related to credit risk and UK banking/financial services market trends
• Experience leading continuous improvement initiatives
• Prior experience presenting to Board, Non-executive directors, or regulators
• Ability to promote a positive risk culture within teams