Credit Standards & Risk Policy Lead

Virgin Money; Basingstoke; On-site; GBP 50,000 - 70,000; Full time

Job summary

A financial services organization based in Basingstoke is seeking an experienced professional to manage and support the design and implementation of credit standards for their Business Banking portfolio. The ideal candidate will have extensive experience in business banking lending and a strong track record in credit risk management. Responsibilities include leading the development of credit standards, ensuring alignment with regulatory requirements, and building relationships with key stakeholders. Competitive benefits and a commitment to inclusive culture are part of the offer.

Benefits

25 days holiday per year

Private medical insurance

Competitive pension

Annual performance-related bonus

Training and development

Flexible benefits scheme

Life assurance

Paid volunteering days

Qualifications

• Extensive experience in developing, implementing or maintaining lending criteria.
• Clear understanding of how lending criteria underpin sound credit decisions.
• Ability to translate complex requirements into actionable lending criteria.
• Experience writing or overseeing lending criteria for multiple sectors.

Responsibilities

• Lead development and maintenance of business banking credit standards.
• Build strong relationships with stakeholders across Risk and Operations.
• Monitor adherence to credit policies and escalate gaps as needed.
• Prepare and present standards updates to governance forums.

Skills

Experience in business banking lending

Strong track record in credit risk

Excellent communication skills

Leadership and people-management

Attention to detail

Job description

A financial services organization based in Basingstoke is seeking an experienced professional to manage and support the design and implementation of credit standards for their Business Banking portfolio. The ideal candidate will have extensive experience in business banking lending and a strong track record in credit risk management. Responsibilities include leading the development of credit standards, ensuring alignment with regulatory requirements, and building relationships with key stakeholders. Competitive benefits and a commitment to inclusive culture are part of the offer.