Credit Risk Analyst

SF Recruitment; Coventry; On-site; GBP 80,000 - 100,000; Full time

Job summary

A recruitment agency is seeking an experienced Credit Risk Analyst in Coventry. This position involves leading a team and managing credit strategies, ensuring sound financial decisions for the company. Candidates should have a background in credit risk analysis with strong leadership and analytical skills. The role offers a competitive salary and excellent benefits, including a bonus and private medical insurance.

Benefits

Bonus

Enhanced pension

Private medical insurance

Life insurance

Income protection

Dental insurance

Wellbeing benefits

Learning opportunities

Qualifications

• 3+ years' experience in credit risk analysis.
• Strong leadership and people management capabilities.
• Excellent stakeholder and relationship management skills.
• High financial literacy and ability to interpret credit data.
• Strong analytical, negotiation, and communication skills.
• Advanced Excel skills.

Responsibilities

• Assess the creditworthiness of counterparties.
• Manage overall credit exposure and provide recommendations.
• Conduct detailed financial analysis of counterparties.
• Set credit terms, recommend limits, and assess transactional risk.
• Monitor exposure and prepare management reports.
• Build strong internal and external relationships.

Skills

Credit risk analysis

Leadership and management

Analytical skills

Communication skills

Negotiation skills

Advanced Excel skills

Job description

Credit Risk Analyst

Location: Coventry (Office-based, Mon-Fri, 8:30‑5:00)

Salary: Competitive + excellent benefits

I'm supporting a growing organisation that's looking for an experienced Credit Risk professional to take ownership of credit strategy and lead a small team. If you're confident analysing complex financials, setting credit terms, and influencing key decision-makers, this is a great next step.

The Role

You'll be responsible for assessing the creditworthiness of counterparties, managing overall credit exposure, and providing commercially focused recommendations to senior leaders. This role requires strong analytical capability, sound judgement, and proven leadership skills.

Key Responsibilities

• Detailed financial analysis of counterparties using statements, reports, and market intelligence
• Setting credit terms, recommending limits, and assessing transactional risk
• Monitoring exposure, spotting early warning signs, and preparing management reports
• Staying on top of market trends and regulatory changes
• Building strong internal and external relationships
• Contributing to credit policy development and process improvement
• Monthly stakeholder meetings in Central London

What You'll Need

• 3+ years' experience in credit risk analysis
• Strong leadership and people management capabilityExcellent stakeholder and relationship management skills
• High financial literacy and ability to interpret credit data
• Strong analytical, negotiation, and communication skills
• Advanced Excel skills

What's on Offer

A competitive package including bonus, enhanced pension and annual leave, private medical, life insurance, income protection, dental, plus a range of wellbeing, social and learning benefits. This organisation prides itself on a collaborative culture, modern workspace, brilliant employee perks, and a genuine commitment to inclusion and development.