Credit Portfolio Manager

NatWest Group; Crumlin; On-site; GBP 70,000 - 90,000; Full time

Job summary

A leading financial institution in the UK is seeking an experienced Credit Portfolio Manager to oversee credit risk management within their Corporate & Institutional Banking division. In this critical role, you will ensure that risks are identified and effectively managed while collaborating closely with senior leaders. Ideal candidates will have extensive experience in credit risk within financial institutions and possess strong analytical and stakeholder management skills. This presents an exciting opportunity for career advancement within a major bank.

Qualifications

• Extensive experience managing credit risk across CIB financial institutions.
• Understanding of risk management processes and frameworks.
• Proven experience with financial institution portfolios.

Responsibilities

• Oversee credit risk management for key business segments.
• Lead monthly portfolio reviews providing actionable insights.
• Drive regulatory compliance and contribute to risk appetite frameworks.

Skills

Stakeholder management

Risk management

Analytical skills

Financial markets knowledge

Communication skills

Job description

Join us as a Credit Portfolio Manager

• Working in our Risk Insights team, you’ll collaborate with senior stakeholders and play a vital role in managing and mitigating credit risks across our Corporate & Institutional Banking (CIB) portfolio
• It’s a critical role which will see you making sure that all risks have been identified and effective controls are in place to monitor, manage and mitigate such risks
• You’ll have the chance to collaborate with and influence senior stakeholders within CIB and Director or Risk C&I, to ensure the portfolio is effectively managed
• This is an exciting opportunity to advance your career with a leading financial institution

What you'll do

As a Credit Portfolio Manager within our C&I Banking division, you will oversee credit risk management for key business segments, ensuring robust risk controls and driving strategic risk appetite decisions.

You’ll also:

• Lead monthly portfolio reviews for Financial Institutions, Funds & Sponsors, and Securitisation portfolios, providing actionable insights to senior management
• Collaborate closely with Risk Reporting, Balance Sheet Management, and Finance partners to influence sector strategies and budget planning
• Drive regulatory compliance and contribute to evolving risk appetite frameworks and change initiatives
• Champion continuous improvement efforts to enhance risk management capabilities and processes

The skills you'll need

To join us in this role, you’ll need extensive experience of managing credit risk across our CIB financial institutions business. You’ll have experience in the end-to-end credit lifecycle and have an understanding of risk management processes.

You’ll also need:

• Proven experience managing credit risk in financial institution portfolios, including funds, securitisations, and finance companies
• A strong understanding of the end-to-end credit lifecycle and risk management frameworks
• Excellent stakeholder management and communication skills, with a history of influencing senior leaders
• Solid knowledge of financial markets, regulatory environments, and risk analytics
• Proficiency with analytical tools and ability to simplify complex data for decision-making
• Commitment to delivering excellence, innovation, and continuous improvement