Commercial Combined Underwriter

Harrison Holgate; City Of London; Hybrid; GBP 42,000 - 50,000; Full time

Job summary

A leading underwriting firm seeks a Commercial Combined Underwriter to manage new business and renewals. You will maintain relationships with brokers, negotiate terms, and ensure compliance with regulations. The ideal candidate will have experience in commercial/SME insurance underwriting and the ability to underwrite high-value risks. This role offers a flexible hybrid work model and strong potential for growth.

Benefits

Dynamic working environment

Flexible hybrid arrangements

Potential for long-term growth

Qualifications

• Proven ability to underwrite risks up to £10m sum insured.
• Solid understanding of industry regulations and compliance standards.
• Ability to work independently and collaboratively within a team.

Responsibilities

• Underwrite and quote for Commercial Combined, Property Owners, and Unoccupied SME risks.
• Manage new business, renewals, and MTAs in line with underwriting authority.
• Build and maintain strong relationships with both new and existing brokers.

Skills

Experience in commercial/SME insurance underwriting

Strong communication skills

Negotiation skills

Time management skills

Job description

Overview

Commercial Combined Underwriter

Location: London or Witham

Salary: Circa £50,000

Hybrid: Yes

About the Role

You\'ll be responsible for underwriting new business, renewals, and MTAs across a portfolio of Commercial Combined, Property Owners, and Unoccupied SME risks. The focus of the role is to provide high-quality service to broker partners and maintaining strong technical standards.

Key Responsibilities

• Underwrite and quote for Commercial Combined, Property Owners, and Unoccupied SME risks
• Manage new business, renewals, and MTAs in line with underwriting authority
• Build and maintain strong relationships with both new and existing brokers
• Negotiate pricing and terms in a competitive and professional manner
• Work closely with brokers to develop business and support cross-selling opportunities
• Collaborate with the IT team to support system enhancements and product testing

What We\'re Looking For

• Experience in commercial/SME insurance underwriting
• Proven ability to underwrite risks up to £10m sum insured
• Solid understanding of industry regulations and compliance standards
• Strong communication, negotiation, and time management skills
• Ability to work independently and collaboratively within a team

What You\'ll Gain

• A dynamic working environment with flexible hybrid arrangements
• The chance to be part of a close-knit, supportive team
• Real autonomy in your role and strong potential for long-term growth

If you\'re ready to bring your underwriting expertise to a role where you can make a genuine impact, I\'d love to hear from you.

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