Transaction Banker Associate

BBVA; Madrid; Presencial; EUR 30.000 - 45.000; Jornada completa

Descripción de la vacante

A global financial services company in Madrid is seeking a professional to assist in defining business strategies and managing client relationships. The ideal candidate must be fluent in English and have at least four years of experience in client relationship management, along with a solid banking background. This full-time role involves identifying business opportunities and supporting clients with financial products while working collaboratively with product specialists.

Formación

• Good communication and interpersonal skills.
• Fluent in English both written and spoken (C1).
• 4 years of experience or more.
• Solid background in client relationship management.
• Banking experience is highly valued.

Responsabilidades

• Assist the TB Branch Manager in defining the business strategy.
• Represent the bank with domestic and multinationals.
• Identify and generate new business opportunities.
• Visit and call on clients proactively.
• Negotiate deals and renew credit lines.

Conocimientos

Customer Targeting

Empathy

Ethics

Innovation

Proactive Thinking

Descripción del empleo

Excited to grow your career

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121000 professionals working in multidisciplinary teams with profiles as diverse as financiers legal experts data scientists developers engineers and designers.

Learn more about the area

Global Transaction Banking is the Area at BBVA Spain that provides comprehensive financial solutions to support corporate and institutional clients in managing their cash payments collections liquidity and working capital financial needs. The area focuses on optimizing treasury operations and facilitating financing and international business flows through innovative and secure transaction services.

About the job

Assist the TB Branch Manager in defining the business strategy with certain clients.

Managing a portfolio of global clients

Represent BBVA with domestic and multinationals customer companies assuming the banker role with subsidiaries of MNCs not covered by global Bankers.

Identify and generate new business opportunities with existing clients and expand the geographic reach of the customers relationships.

Visit and call on clients proactively generally accompanied by product specialists offering transactional products that could improve their day-to-day activity.

Draft pitches and review legal documentation of agreements in collaboration with Legal CIB.

Negotiate deals renew credit lines and help the Bankers to renew financial programmes. Evaluate and assess current and potential returns and make pricing decisions in collaboration with the Pricing Specialist.

Manage account overdrafts notifying the overrun to the affected customers and offering them different facilities to regularise debit positions.

Liaise and work alongside with other CIB front units in order to increase cross-selling and CIB support units for the deal execution.

Undertake an annual review of customer product and services price list in collaborating with the Middle Office.

Understand the creditworthiness of each client register the proposal in the risk management tool and participate in different committees in order to defend credit proposals and get Risks approval.

Monitor and check in coordination with global and local product specialists how the transaction services and products set up for a specific customer works.

Supervise and support the Middle Office with incidences that may occur.

Use the Client Relationship Management systems timely and accurately for pipeline and profitability reporting.

Requirements

• Good communication and interpersonal skills.
• Fluent in English both written and spoken (C1)
• 4 years of experience or more.
• Solid background in client relationship management including portfolio management and cross-selling of financial products.
• Banking experience will be highly valued.

Skills

• Customer Targeting
• Empathy
• Ethics
• Innovation
• Proactive Thinking

Required Experience

IC

Key Skills

• Sales Experience
• Presentation Skills
• Financial Services
• Customer Service
• Financial Acumen
• Fraud
• Math
• Military Experience
• Banking
• UpsellingCash Handling
• RMF

Employment Type : Full-Time

Experience : years

Vacancy : 1