Mortgage Originator

Placements24; Kimberley; Hybrid; CAD 26,000 - 77,000; Full time

Benefits offered by this job

Health and retirement benefits

Comprehensive training

Remote work

Career growth opportunities

Job summary

Placements24 is seeking a motivated Mortgage Originator to join a growing team serving clients nationwide with a fully remote setup. You will generate new mortgage business, advise on loan products, and guide applicants through the application process.

The role requires a proven sales background, strong knowledge of mortgage products and regulatory guidelines, excellent communication, and the ability to manage a client pipeline independently.

Qualifications

• Proven experience in mortgage origination, sales, or related financial services.
• Strong knowledge of mortgage lending products, underwriting guidelines, and regulatory requirements.
• Excellent communication, interpersonal, and negotiation skills.
• Ability to manage a pipeline and work independently.
• Experience with loan origination software and CRM systems.

Responsibilities

• Generate new mortgage loan applications through outreach and client relationship management.
• Advise borrowers on loan options, terms, and conditions based on financial needs.
• Guide applicants through the entire loan process, collecting documentation.
• Build relationships with real estate agents, builders, and referral partners.
• Ensure compliance with lending regulations, policies, and procedures.

Skills

Sales experience

Communication skills

Negotiation skills

Independent work

Education

Certifications/licensing as required by SA regulations

Tools

Loan origination software

CRM systems

Job description

About the Role

Our client is seeking a motivated and customer-focused Mortgage Originator to join their expanding team, serving clients across the Northern Cape region and beyond. This role is critical for helping individuals and families achieve their homeownership dreams by guiding them through the mortgage application process. You will be responsible for generating new mortgage business, advising clients on suitable loan products, and ensuring a smooth, compliant application process. This is an excellent opportunity for a sales-driven professional to build a successful career in the mortgage lending sector , with the flexibility of a remote work arrangement, supporting clients from Kimberley and the surrounding areas.

Key Responsibilities

• Generate new mortgage loan applications through proactive outreach, networking, and client relationship management.
• Advise potential borrowers on mortgage loan options, terms, and conditions based on their financial needs.
• Guide applicants through the entire loan application process, ensuring all required documentation is collected accurately and efficiently.
• Build and maintain strong relationships with real estate agents, builders, and other referral partners.
• Ensure compliance with all lending regulations, policies, and procedures.
• Stay up-to-date with market trends and product offerings in the mortgage industry.

Requirements

• Proven experience in mortgage origination, sales, or a related financial services role. A strong sales background is essential.
• Thorough understanding of mortgage lending products, underwriting guidelines, and regulatory requirements (e.g., National Credit Act).
• Excellent communication, interpersonal, and negotiation skills.
• Ability to work independently and manage a pipeline of prospective clients.
• Proficiency in using loan origination software and CRM systems.
• Relevant certificates or licenses as required by South African financial regulations.

Benefits

• Competitive base salary with uncapped commission potential.
• Fully remote position offering flexibility and work-life balance.
• Comprehensive health and retirement benefits.
• Extensive training and support to excel in mortgage origination.
• Opportunities for career growth within a dynamic lending environment serving clients nationally from a base in Kimberley .