CREDit Graduate Program Analyst - Americas Public Finance

S&P Global; Toronto; On-site; CAD 60,000 - 80,000; Full time

Job summary

A leading global ratings agency in Toronto is seeking a CREDit Graduate Program Analyst for their Americas Public Finance team. This is a two-year development program aimed at equipping the candidate with analytical skills through rigorous training and exposure to various practices. The ideal applicant is expected to hold an undergraduate degree by August 2026 and possess strong proficiency in Microsoft Excel and analytical abilities. This role provides both practical experience and the opportunity to contribute to critical financial evaluations.

Benefits

Health care coverage

Generous time off

Continuous learning opportunities

Retirement planning

Family-friendly benefits

Qualifications

• Completion of a minimum undergraduate degree by August 2026.
• Proficiency in Excel and other Microsoft Office products.
• Demonstrated problem-solving and time-management abilities.

Responsibilities

• Conduct credit and recovery analysis for various services.
• Evaluate creditworthiness of organizations.
• Provide timely and precise financial data analysis.

Skills

Proficiency in Excel

Intellectual curiosity

Analytical skills

Strong relationship-building skills

Problem-solving abilities

Education

Undergraduate degree by August 2026

Tools

Microsoft Office (Word, Outlook, PowerPoint)

Job description

About the Role:

Grade Level (for internal use): 09

The Role: CREDit Graduate Program Analyst – Americas Public Finance

Grade (for internal applicants only): 9

Program Overview:

When you join S&P Global Ratings, you join one of the world's leading providers of independent credit risk research and benchmarks. You are part of a team that produces high quality fundamental research based on established criteria.

Our CREDit Graduate Program is a two-year training and development opportunity with our next intake joining us in September 2026. CREDit Program Analysts are hired for a specific practice; however, you are expected to transition between practices as dictated by business demands. In your first year CREDit analysts focus on acquiring skills and knowledge from your home practice. In your second year CREDit analysts gain exposure to other practices through a mix of classroom training and small projects or short-term secondments. All analysts combine practical work experience with the completion of a relevant qualification. For example, this could be the CFA.

The Practice:

Americas Public Finance is focused on determining the ratings of municipalities which includes rating of States, local governments, higher education institutions, infrastructure, healthcare and more. The practice is spread across the US and operates out of Boston, New York, Chicago, Dallas, Denver, and San Francisco. CREDit analysts within APF have the opportunity to work across the practice with different teams other than their assigned group, and regularly attend municipal forums to gain insight to their industries. Common work includes data entry and analysis, deal prep, attending management meetings, presenting in committees, contributing to writing thought leadership pieces to be published, assisting with annual projects such as median reports, and more.

Key Responsibilities:

• Conduct credit and recovery analysis for various services provided to corporate, institutional, and governmental clients, ensuring accuracy and attention to detail.
• Evaluate the creditworthiness of organizations, focusing on their ability to meet financial obligations for traditional credit-based products and structured banking transactions.
• Provide timely and precise quarterly financial statistical and data analysis, demonstrating strong organizational skills.
• Assist in reporting, research, and presentation development, leveraging analytical skills to support research and analysis.
• Collaborate with the team on execution improvements and ad-hoc writing projects, fostering a collaborative and inclusive work environment.

What We’re Looking For:

Required Qualifications and Experience:

• Completion of a minimum undergraduate degree by August 2026, with a strong academic record.
• All majors welcome, including Accounting, Business Administration, Engineering, Economics, Finance, Math, Public Policy, Quantitative Analysis, Data and Statistics.
• Proficiency in Excel and other Microsoft Office products (Word, Outlook, PowerPoint), demonstrating the ability to handle data and presentations effectively.
• Intellectual curiosity, with a keen interest in learning and applying new knowledge in credit analysis.
• Ability to conduct independent analysis and research, showing initiative and resourcefulness.
• Strong relationship-building skills, emphasizing collaboration and effective communication with team members.
• Strong storytelling skills, able to take complex data insights and turn them into engaging narratives that resonate with and inform our stakeholders.
• Demonstrated problem-solving, time-management, attention to detail, and organizational abilities.
• A proactive mindset and adaptability, essential for thriving in a dynamic environment influenced by advancements in artificial intelligence and technology.
• Utilize AI technologies to analyze large datasets and derive actionable insights, integrating them into existing analytical frameworks.

Additional Preferred Qualifications and Experience:

• Background in Public Policy or related fields

Right to Work Requirements:

This role is limited to persons with indefinite right to work in the United States.

All employees are required to work from the office a minimum of 2 days per week.

We require all candidates who reach the final stage of our interview process to attend at least one in-person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer.

About S&P Global Ratings
At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.

S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.

For more information, visit www.spglobal.com/ratings

What’s In It For You?

Our Purpose:

Progress is not a self-starter. It requires a catalyst to be set in motion. Information, imagination, people, technology–the right combination can unlock possibility and change the world.

Our world is in transition and getting more complex by the day. We push past expected observations and seek out new levels of understanding so that we can help companies, governments and individuals make an impact on tomorrow. At S&P Global we transform data into Essential Intelligence, pinpointing risks and opening possibilities. We Accelerate Progress.

Our People:

We\'re more than 35,000 strong worldwide—so we\'re able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. We’re constantly seeking new solutions that have progress in mind. Join us and help create the critical insights that truly make a difference.

Our Values:

Integrity, Discovery, Partnership

At S&P Global, we focus on Powering Global Markets. Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do, bring a spirit of discovery to our work, and collaborate in close partnership with each other and our customers to achieve shared goals.

Benefits:

We take care of you, so you cantake care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global.

Our benefits include:

• Health & Wellness: Health care coverage designed for the mind and body.

• Flexible Downtime: Generous time off helps keep you energized for your time on.

• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.

• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.

• Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best-in class benefits for families.

• Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.

For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries

Global Hiring and Opportunity at S&P Global:

At S&P Global, we are committed to fostering a connected andengaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.

S&P Global has a Securities Disclosure and Trading Policy (“the Policy”) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.

Recruitment Fraud Alert:

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Equal Opportunity Employer

S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment. If you need an accommodation during the application process due to a disability, please send an email to [e-mail] and your request will be forwarded to the appropriate person.

US Candidates Only: The EEO is the Law Poster http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf

Pay Transparency Nondiscrimination Provision - https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_English_formattedESQA508c.pdf

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