Underwriting & Risk Analyst – Growth & Analytics

The Cigna Group; Dubai; On-site; AED 180,000 - 280,000; Full time

Job summary

The Cigna Group in Dubai is seeking an Underwriter for a full-time, on-site role to contribute to pricing, risk analysis and consultative underwriting for SME and large corporate portfolios.

Key responsibilities include evaluating and pricing plans, analyzing renewal portfolios, coordinating with sales, brokers and clients to implement rating actions, and ensuring profitability and persistency while maintaining strong relationships with finance and actuarial teams.

Qualifications

• A graduate degree in Mathematics, Statistics, Engineering or closely related field.
• Up to 5 years’ working experience in underwriting or analytics.
• Passion for analytics and knowledge of the health insurance industry is preferable.

Responsibilities

• Evaluate, price and build insurance plans for SME and Large corporations in line with organizational and market strategy
• In depth analysis and pricing of renewal portfolio, working with relevant sales representatives, brokers and clients to implement required rating actions
• Manage portfolio of accounts, balancing long term profitability, persistency and growth
• Conduct analytical reviews to identify and understand trends, patterns and insights that are used to successfully manage portfolio
• Working closely with sales and client management to win and retain business
• Working closely with operations and clinical teams to ensure the appropriate use of products
• Maintaining strong relationship with finance and actuarial teams to ensure the effectiveness of pricing strategies and models
• Investigate any non-compliance of benefit adjudication and liaise with appropriate managers to ensure compliance
• Provide concise, clear and decisive instructions on risk exposure
• Be market aware; understand the competition, the environment and customer needs
• Provide accurately and timely UW metrics to the Underwriting Manager

Skills

Numeracy

Data analytics

Predictive modelling

Problem solving

Business acumen

Teamwork

English skills

Education

Graduate degree in Math/Stats/Engineering

Tools

Excel

Job description

The Cigna Group in Dubai is seeking an Underwriter for a full-time, on-site role to contribute to pricing, risk analysis and consultative underwriting for SME and large corporate portfolios.

Key responsibilities include evaluating and pricing plans, analyzing renewal portfolios, coordinating with sales, brokers and clients to implement rating actions, and ensuring profitability and persistency while maintaining strong relationships with finance and actuarial teams.