Strategic Underwriting Analyst - Risk & Pricing

Cigna Group; Dubai; On-site; AED 180,000 - 300,000; Full time

Job summary

Cigna Group in Dubai is seeking an Underwriter for the Middle East team to drive risk analysis, rate development and consultative underwriting across SME and large corporate clients. The role focuses on pricing, portfolio management and collaboration with sales, brokers, clients, finance and actuarial teams to ensure profitable growth and compliance.

You will need a strong numerical background, data analytics skills, and English fluency, with up to five years' experience in health insurance

Qualifications

• A graduate degree in Mathematics, Statistics, Engineering, or closely related field.
• Up to 5 years working experience.
• A passion for analytics with proven experience.
• Knowledge of the health insurance industry is preferable.
• Pursuit of professional qualifications or continued development will be viewed favorably.

Responsibilities

• Evaluate price and build insurance plans for SME and large corporations per strategy.
• In-depth analysis and pricing of renewal portfolios with sales, brokers, and clients to implement rating actions.
• Manage portfolio of accounts balancing profitability, persistency, and growth.
• Conduct analytical reviews to identify trends and insights for portfolio management.
• Work with sales and client management to win and retain business.
• Collaborate with operations and clinical teams to ensure appropriate product use.
• Maintain strong relationships with finance and actuarial teams to ensure pricing effectiveness.
• Investigate non-compliance of benefit adjudication and liaise to ensure compliance.
• Provide concise, clear instructions on risk exposure.
• Be market aware; understand competition, environment, and customer needs.
• Provide accurate and timely underwriting metrics to the Underwriting Manager.

Skills

Numeracy

Data analytics

Problem solving

Results oriented

Business/financial acumen

Excel

Teamwork

English proficiency

Education

Mathematics/Statistics/Engineering degree

Job description

Cigna Group in Dubai is seeking an Underwriter for the Middle East team to drive risk analysis, rate development and consultative underwriting across SME and large corporate clients. The role focuses on pricing, portfolio management and collaboration with sales, brokers, clients, finance and actuarial teams to ensure profitable growth and compliance.

You will need a strong numerical background, data analytics skills, and English fluency, with up to five years' experience in health insurance