Corporate Health Underwriter and Risk Analyst

Cigna Health and Life Insurance Company; United Arab Emirates; On-site; AED 180,000 - 270,000; Full time

Job summary

Cigna Healthcare is seeking an experienced Underwriter to join our Dubai team, focusing on SME and large corporate plans, pricing, and risk assessment within an evolving market.

The role reports to the Underwriting Manager and requires strong numeracy, analytical skills, and knowledge of health insurance dynamics. You will balance profitability with persistency, collaborate with sales, finance, and operations, and uphold regulatory guidelines.

Qualifications

• Graduate degree in Mathematics, Statistics, Engineering or closely related field.
• Up to 5 years of underwriting experience.
• Analytics passion and healthy industry knowledge.
• Health insurance knowledge preferred.
• Pursuit of professional qualifications encouraged.

Responsibilities

• Evaluate, price and build insurance plans for SME and large corporations.
• Price renewals and collaborate with sales, brokers, and clients.
• Manage portfolio profitability and persistency.
• Provide underwriting metrics and insights to management.
• Ensure compliance with regulatory guidelines.

Skills

Numeracy

Data analytics

Predictive modelling

Problem solving

Business acumen

Excel proficiency

English communication

Team collaboration

Education

Graduate degree in Mathematics/Statistics/Engineering

Tools

Excel

Job description

Cigna Healthcare is seeking an experienced Underwriter to join our Dubai team, focusing on SME and large corporate plans, pricing, and risk assessment within an evolving market.

The role reports to the Underwriting Manager and requires strong numeracy, analytical skills, and knowledge of health insurance dynamics. You will balance profitability with persistency, collaborate with sales, finance, and operations, and uphold regulatory guidelines.