Strategic Underwriting Analyst - Insurance Risk & Pricing

Cigna Health and Life Insurance Company; Dubai; On-site; AED 180,000 - 300,000; Full time

Job summary

Cigna Healthcare is hiring an Underwriter in Dubai to support SME and large corporate clients with risk analysis, pricing and consultative underwriting within our Middle East team. Reporting to the Underwriting Manager, you will contribute to profitable growth while honoring regulatory guidelines and governance.

The role focuses on analytics, market awareness and timely, decisive decision making. Ideal candidates have a graduate degree in a mathematical field, up to five years’ experience, and

Qualifications

• A graduate degree in Mathematics, Statistics, Engineering or closely related field.
• Up to 5 years’ working experience.
• A passion for analytics, with proven experience.
• Knowledge of the health insurance industry is preferable.
• Pursuit of professional qualifications or continued development will be viewed favourably.

Responsibilities

• Evaluate, price and build insurance plans for SME and Large corporations in line with organizational and market strategy
• In depth analysis and pricing of renewal portfolio, working with relevant sales representatives, brokers and clients to implement required rating actions
• Manage portfolio of accounts, balancing long term profitability, persistency and growth
• Conduct analytical reviews to identify and understand trends, patterns and insights that are used to successfully manage portfolio
• Working closely with sales and client management to win and retain business
• Working closely with operations and clinical teams to ensure the appropriate use of products
• Maintaining strong relationship with finance and actuarial teams to ensure the effectiveness of pricing strategies and models
• Investigate any non-compliance of benefit adjudication and liaise with appropriate managers to ensure compliance
• Provide concise, clear and decisive instructions on risk exposure
• Be market aware; understand the competition, the environment and customer needs
• Provide accurately and timely UW metrics to the Underwriting Manager

Skills

Numeracy

Data analytics

Problem solving

Results oriented

Business acumen

Excel proficiency

Team collaboration

English skills

Education

Graduate degree (Math/Stats/Engineering)

Tools

Microsoft Excel

Job description

Cigna Healthcare is hiring an Underwriter in Dubai to support SME and large corporate clients with risk analysis, pricing and consultative underwriting within our Middle East team. Reporting to the Underwriting Manager, you will contribute to profitable growth while honoring regulatory guidelines and governance.

The role focuses on analytics, market awareness and timely, decisive decision making. Ideal candidates have a graduate degree in a mathematical field, up to five years’ experience, and