Sales Executive - Banking Products

Sharaf DG; Dubai; On-site; AED 44,640 - 78,120; Full time

Job summary

Sharaf DG is seeking a motivated Sales Executive for Banking Products in Dubai, United Arab Emirates. The ideal candidate will have 1-3 years of banking sales experience, focusing on credit cards and financial services. You will sell banking products, manage customer applications, and ensure overall client satisfaction through effective engagement.

Responsibilities include achieving sales targets, generating leads, and maintaining strong customer relationships. Join Sharaf DG for a fulfilling career with excellent opportunities.

Qualifications

• 1-3 years of experience in banking sales or related fields.
• Good knowledge of KYC procedures and banking compliance.
• Fluent in English; additional languages are a plus.

Responsibilities

• Sell banking products such as credit cards to eligible customers.
• Achieve monthly sales targets and maintain customer relationships.
• Assist with customer applications and documentation collection.

Skills

Banking sales

Credit card sales

Financial services sales

Direct sales

Field sales

Customer acquisition

Lead generation

Product explanation

Customer engagement

Negotiation skills

Presentation skills

Education

Bachelor's Degree in Business, Finance, or Marketing

Tools

MS Office

Basic CRM tools

Job description

Job Snapshot

Role: Sales Executive - Banking Products

Location: Dubai, United Arab Emirates

Industry: Banking

Function: Sales Representative

Experience: 1-3 years in banking sales, financial services, credit cards, or direct sales

Job Type: Full-time

Salary: 4000-7000 (estimated range; confirm with employer)

Gender: Any

Candidate Nationality: Any

Position Overview

Sales Executive - Banking Products in Dubai, United Arab Emirates is a customer-focused Banking opportunity for a motivated sales professional with experience in credit cards, financial products, direct sales, field sales, customer documentation, KYC support, and lead conversion. This role is ideal for a target-driven candidate who can promote banking products, explain eligibility and benefits clearly, manage customer applications accurately, and support monthly sales growth through strong customer engagement.

Key Responsibilities

• Sell banking products such as credit cards and related financial services to eligible customers.
• Achieve assigned monthly sales targets, business goals, productivity standards, and quality benchmarks.
• Generate leads through field sales, referrals, direct customer engagement, outdoor marketing, and sales campaigns.
• Approach potential customers professionally and explain product features, eligibility rules, benefits, charges, and terms.
• Assist customers with credit card applications, documentation collection, application forms, and KYC compliance requirements.
• Verify customer documents accurately according to bank requirements before submitting applications for processing.
• Follow up with customers regarding application status, missing documents, approvals, rejections, and onboarding updates.
• Maintain strong customer relationships to encourage repeat business, referrals, and long-term financial service engagement.
• Prepare daily sales reports, customer records, activity updates, pipeline status, and follow-up schedules.
• Coordinate with internal processing, compliance, operations, and onboarding teams to ensure smooth application movement.
• Follow banking policies, regulatory requirements, data confidentiality standards, and customer information protection rules.
• Participate in sales campaigns, promotional activities, field activations, and outdoor marketing initiatives.
• Stay updated on banking products, credit card offers, eligibility updates, competitor activities, and market trends.
• Handle customer queries, objections, documentation concerns, and product-related questions in a timely and professional manner.
• Work toward achieving both sales volume targets and quality standards for approved, compliant, and properly documented applications.
• Maintain a disciplined sales pipeline with regular follow-ups, accurate customer notes, and clear conversion tracking.
• Present products confidently while maintaining ethical selling practices and transparent communication.
• Support team sales performance by sharing market feedback, lead insights, and customer response trends with supervisors.

Ideal Profile

• 1-3 years of experience in banking sales, credit card sales, financial services sales, direct sales, field sales, or customer acquisition.
• UAE banking sales experience is preferred, especially in credit cards or financial product selling.
• Bachelor's Degree in Business, Finance, Marketing, or a related field is preferred.
• Experience selling banking products with a clear understanding of product features, eligibility criteria, customer documentation, and sales processes.
• Good knowledge of KYC procedures, basic banking compliance, customer verification, and data confidentiality requirements.
• Strong ability to generate leads, approach prospects, explain products, handle objections, and convert opportunities into sales.
• Excellent communication, presentation, interpersonal, and customer engagement skills.
• Strong negotiation and convincing abilities with a professional and ethical sales approach.
• Ability to manage customer follow-ups, sales pipelines, documentation deadlines, and monthly target requirements.
• Comfortable working in field sales, direct sales, outdoor promotions, and customer-facing financial services environments.
• Basic understanding of financial services, credit assessment concepts, banking documentation, and customer eligibility review.
• Good working knowledge of MS Office, basic CRM tools, customer records, and daily reporting formats.
• Ability to work under pressure, meet deadlines, organize daily activity, and maintain consistent productivity.
• Fluent in English; additional languages such as Arabic, Hindi, Urdu, or Malayalam will be an advantage.
• Professional, disciplined, customer-focused, and confident in building trust with customers.

Skills Set

• Banking sales
• Credit card sales
• Financial services sales
• Direct sales
• Field sales
• Customer acquisition
• Lead generation
• Referral sales
• Product explanation
• Customer engagement
• Sales target achievement
• Pipeline management
• Follow-up management
• Credit card application support
• KYC compliance
• Document verification
• Customer documentation
• Banking product knowledge
• Eligibility assessment
• Customer relationship management
• Objection handling
• Negotiation skills
• Presentation skills
• Outdoor marketing
• Sales campaigns
• Daily sales reporting
• CRM usage
• MS Office
• Data confidentiality
• Banking compliance
• Credit assessment basics
• Time management
• English communication