Credit Card Sales Executive

Sharaf DG; Dubai; On-site; AED 44,640 - 72,540; Full time

Job summary

Sharaf DG is seeking a motivated Credit Card Sales Executive in Dubai to promote banking products and manage customer applications in a fast-paced environment. The ideal candidate will have 1-3 years of banking sales experience, strong customer communication skills, and the ability to meet sales targets. You will engage with customers, explain credit card benefits, and ensure compliant documentation throughout the application process.

This role promises a great opportunity for career growth in the banking sector.

Qualifications

• 1-3 years of experience in banking sales or credit card sales.
• Practical experience selling banking products to individual customers.
• Fluent in English; additional languages will be an advantage.

Responsibilities

• Promote and sell credit cards to eligible customers.
• Achieve assigned monthly sales targets.
• Generate fresh leads through various sales methods.

Skills

Credit card sales

Customer acquisition

Sales negotiation

Lead generation

KYC compliance

Customer engagement

Education

Bachelor's Degree in Business, Finance, Marketing or related field

Tools

CRM systems

MS Office

Job description

Credit Card Sales Executive - Job Snapshot

Location: Dubai, United Arab Emirates

Industry: Banking

Function: Sales Representative

Experience: 1-3 years in banking sales, financial services, credit cards, or direct sales

Job Type: Full-time

Position Overview: Credit Card Sales Executive in Dubai, United Arab Emirates is a Banking sales opportunity for a confident and target-oriented professional who can promote credit cards, explain banking product benefits, support customer applications, and manage compliant documentation. This role is well suited for candidates with direct sales experience, strong customer communication skills, and the ability to convert leads into quality banking product applications.

Job Details

Country: United Arab Emirates

City: Dubai

Salary: 4000-6500 (estimated range; please confirm final offer with employer)

Role Context

The Credit Card Sales Executive will help drive banking product sales by identifying potential customers, presenting credit card offers, collecting required documents, and following each application through the approval process. The role requires a careful balance of sales performance, customer service, banking compliance, accurate reporting, and professional follow-up. Success in this position depends on building trust with customers, maintaining a healthy sales pipeline, and ensuring that every application is submitted with complete and verified information.

Key Responsibilities

• Promote and sell banking products, mainly credit cards, to eligible customers through direct selling and customer engagement.
• Achieve assigned monthly sales targets, business objectives, and quality performance goals.
• Generate fresh leads through field sales, referrals, customer networking, outdoor activities, and direct approach methods.
• Explain credit card features, eligibility criteria, benefits, charges, required documents, terms, and application steps in a clear manner.
• Assist customers with application forms, document collection, KYC requirements, and submission procedures.
• Check customer documents carefully to ensure they match bank requirements before forwarding applications for processing.
• Follow up with customers regarding application status, pending documents, approvals, and onboarding updates.
• Maintain strong relationships with customers to support repeat business, referrals, and future banking product opportunities.
• Record daily sales activity, customer details, pipeline updates, application progress, and follow-up notes accurately.
• Coordinate with internal teams to support smooth application processing, document review, approval flow, and customer onboarding.
• Follow all banking policies, compliance rules, confidentiality standards, and data protection requirements.
• Participate in sales campaigns, promotional drives, outdoor marketing activities, and customer acquisition initiatives.
• Stay updated on banking products, credit card offers, eligibility changes, competitor activity, and current sales promotions.
• Handle customer questions, concerns, objections, and product-related queries with patience and professionalism.
• Work consistently toward both sales volume targets and application quality standards.
• Manage time effectively to cover leads, customer meetings, follow-ups, documentation, and reporting deadlines.
• Represent the company and banking partners with a professional attitude during all customer interactions.

Ideal Profile

• 1-3 years of experience in banking sales, credit card sales, financial services, direct sales, field sales, or customer acquisition.
• Bachelor's Degree in Business, Finance, Marketing, or a related field is preferred.
• Practical experience selling banking products or financial services to individual customers.
• Good understanding of credit card products, customer eligibility, product benefits, and basic banking documentation.
• Knowledge of KYC procedures, customer verification, data confidentiality, and basic banking compliance requirements.
• Strong communication and interpersonal skills with the ability to engage customers confidently.
• Good negotiation and convincing skills with the ability to handle objections and close sales professionally.
• Ability to generate leads, manage follow-ups, and convert prospects into completed applications.
• Comfortable working under monthly targets, sales pressure, deadlines, and field-based customer engagement.
• Strong pipeline management skills with attention to customer records, application status, and documentation accuracy.
• Basic knowledge of MS Office, CRM systems, sales reports, and customer activity tracking.
• Fluent in English; additional languages will be an advantage.
• Professional, organized, customer-focused, and motivated to build a career in banking sales.

Skills Set

• Credit card sales
• Banking product sales
• Financial services sales
• Direct sales
• Field sales
• Lead generation
• Customer acquisition
• Customer engagement
• Product presentation
• Sales negotiation
• Objection handling
• Monthly target achievement
• Sales pipeline management
• Customer follow-up
• Credit card application support
• KYC compliance
• Document verification
• Customer records management
• Banking compliance
• Data confidentiality
• Daily sales reporting
• CRM usage
• MS Office
• Referral sales
• Outdoor sales activities
• Promotional campaign support
• Customer query handling
• Time management
• English communication

Why Join Us

This role offers a strong pathway for sales professionals who want to grow in Dubai's Banking sector and build practical experience in credit card sales, financial product promotion, customer onboarding, and compliant documentation. The position is suitable for candidates who enjoy meeting customers, working toward clear targets, developing sales confidence, and improving their understanding of financial services in a competitive market.

About the Company

Sharaf DG Abu Dhabi supports hiring for customer-facing sales and business roles across the UAE. For this Dubai-based banking sales opportunity, the company is looking for a motivated Credit Card Sales Executive who can promote banking products, manage customer applications, maintain accurate follow-up, and support quality sales growth through professional customer service.