Banking Sales Executive - Credit Cards

Sharaf DG; Dubai; On-site; AED 44,640 - 78,120; Full time

Job summary

Sharaf DG in Dubai is seeking a Banking Sales Executive for Credit Cards to support customer acquisition and sales growth. The candidate will be responsible for promoting banking products, achieving sales targets, and ensuring accurate application handling.

The ideal candidate should have 1-3 years of experience in banking sales, excellent communication skills, and a Bachelor’s degree in a related field. This role offers an opportunity to grow in Dubai's banking sector.

Qualifications

• 1-3 years of experience in banking sales, financial services, credit card sales, or direct sales.
• Strong communication and interpersonal skills.
• Good negotiation and convincing skills.
• Comfortable working in field sales and target-based environments.
• Fluent in English; other languages are an advantage.

Responsibilities

• Sell banking products, mainly credit cards, through direct sales.
• Achieve assigned sales targets and business goals.
• Generate leads through various sales activities.
• Assist customers with application forms and KYC requirements.
• Maintain strong customer relationships for repeat business.

Skills

Credit card sales

Banking product sales

Financial services sales

Direct sales

Lead generation

Customer acquisition

Customer engagement

Sales target achievement

Customer relationship management

KYC compliance

Document verification

Sales negotiation

Education

Bachelor's Degree in Business, Finance, Marketing or related field

Tools

CRM tools

MS Office

Job description

Job Snapshot

Role: Banking Sales Executive - Credit Cards

Location: Dubai, United Arab Emirates

Industry: Banking

Function: Sales Representative

Experience: 1-3 years in banking sales, financial services, credit cards, or direct sales

Job Type: Full-time

Job Details

Country: United Arab Emirates

City: Dubai

Industry: Banking

Function: Sales Representative

Salary: 4000-7000 (Estimated salary range; confirm final offer with employer)

Gender: Any

Candidate Nationality: Any

Job Type: Full-time

Role Context

The Banking Sales Executive - Credit Cards will support customer acquisition and sales growth by promoting banking products to eligible customers through field sales, referrals, campaigns, and direct engagement. The role requires clear product explanation, accurate document collection, KYC support, customer follow-up, and coordination with internal teams for smooth application processing. It is a performance-driven position where both sales volume and application quality are important.

Key Responsibilities

• Sell banking products, mainly credit cards, to eligible customers through direct sales and customer engagement activities.
• Achieve assigned monthly sales targets, business goals, productivity standards, and quality expectations.
• Generate leads through field sales, referrals, outdoor activities, direct customer interaction, and promotional campaigns.
• Explain credit card features, eligibility criteria, benefits, charges, terms, and required documentation to customers.
• Assist customers with application forms, supporting documents, KYC requirements, and submission procedures.
• Verify customer documents accurately according to bank requirements before forwarding applications for processing.
• Follow up with customers on application status, approval updates, missing documents, and onboarding requirements.
• Maintain strong customer relationships to support repeat business, referrals, and future banking product opportunities.
• Prepare daily sales reports, customer records, activity updates, lead status, and pipeline progress.
• Coordinate with internal processing, compliance, and onboarding teams to ensure timely movement of applications.
• Follow banking policies, regulatory requirements, customer confidentiality standards, and data protection guidelines.
• Participate in sales campaigns, promotional events, outdoor marketing activities, and customer acquisition drives.
• Stay updated on banking products, credit card offers, eligibility changes, competitor activity, and market conditions.
• Handle customer questions, objections, product concerns, and application‑related queries with professionalism.
• Work toward achieving both sales volume targets and quality targets for compliant, complete, and accurate applications.
• Maintain proper follow‑up discipline to improve lead conversion and customer satisfaction.
• Represent the company and banking partner with a professional, ethical, and customer‑focused approach.

Ideal Profile

• 1-3 years of experience in banking sales, financial services sales, credit card sales, direct sales, or field sales.
• UAE banking experience is preferred.
• Bachelor's Degree in Business, Finance, Marketing, or a related field is preferred.
• Experience selling banking products, especially credit cards or similar financial services.
• Good understanding of banking product features, customer eligibility, benefits, documentation, and approval processes.
• Knowledge of KYC requirements, basic banking compliance, customer verification, and confidentiality standards.
• Strong communication and interpersonal skills with the ability to build trust quickly with customers.
• Good negotiation and convincing skills with the ability to handle objections and close sales professionally.
• Ability to generate leads, maintain a sales pipeline, follow up consistently, and convert prospects into applications.
• Comfortable working in field sales, direct sales, outdoor marketing, and target‑based environments.
• Ability to work under pressure, meet deadlines, manage daily activity, and maintain accurate customer records.
• Basic knowledge of MS Office, CRM tools, daily reporting, and customer tracking systems.
• Fluent in English; additional languages such as Arabic, Hindi, Urdu, or Malayalam will be an advantage.
• Professional attitude with a strong customer service mindset and commitment to ethical sales practices.

Skills Set

• Credit card sales
• Banking product sales
• Financial services sales
• Direct sales
• Field sales
• Lead generation
• Referral sales
• Customer acquisition
• Customer engagement
• Product explanation
• Eligibility assessment
• Sales target achievement
• Pipeline management
• Follow‑up management
• Customer relationship management
• Credit card application support
• KYC compliance
• Document verification
• Banking compliance
• Data confidentiality
• Customer query handling
• Objection handling
• Sales negotiation
• Outdoor marketing
• Promotional campaigns
• Daily sales reporting
• CRM usage
• MS Office
• Time management
• English communication

Why Join Us

This opportunity is suitable for a sales professional who wants to grow within Dubai's Banking sector and build practical experience in credit card sales, customer onboarding, banking documentation, and financial services sales. The role offers strong exposure to customer acquisition, sales campaigns, KYC processes, application handling, and performance-based business development in a competitive market.

About the Company

Sharaf DG Abu Dhabi supports hiring across the UAE for customer‑facing sales, banking, retail, telecom, and business support roles. For this Dubai‑based banking sales opportunity, the company is looking for a Banking Sales Executive - Credit Cards who can generate leads, promote credit card products, support compliant applications, and contribute to consistent sales growth.