Strategic Credit Analyst — Risk & Growth

Placements24; East London; On-site; ZAR 320,000 - 520,000; Full time

Benefits offered by this job

Competitive salary

On-site work environment

Medical aid and retirement fund

Professional development opportunities

Risk management culture

Job summary

Placements24 in East London is seeking a detail-oriented Credit Analyst to join our lending team. You will assess borrower risk, analyze financial data and prepare comprehensive credit reports to support loan approvals and terms.

The role emphasizes compliance with credit policies and regulatory requirements, maintaining accurate loan records, and clear communication with loan officers and applicants. A strong analytical mindset is essential.

Qualifications

• Bachelor's degree in Finance, Economics, or Accounting is required.
• Minimum 3 years of credit analysis or related financial experience.
• Strong financial statement and ratio analysis skills.
• Proficiency in Excel and familiarity with financial databases is preferred.

Responsibilities

• Analyze financial statements, credit reports and data to assess borrower risk.
• Prepare credit reports and loan recommendations.
• Monitor portfolios for signs of deteriorating credit quality.
• Ensure compliance with credit policies and regulations.
• Maintain organized loan documentation and records.
• Communicate credit decisions clearly to loan officers and applicants.

Skills

Financial statement analysis

Cash flow analysis

Ratio analysis

Analytical thinking

Decision making

Problem solving

Education

Bachelor's degree in Finance, Economics, or Accounting

Tools

Excel

Financial databases

Job description

Placements24 in East London is seeking a detail-oriented Credit Analyst to join our lending team. You will assess borrower risk, analyze financial data and prepare comprehensive credit reports to support loan approvals and terms.

The role emphasizes compliance with credit policies and regulatory requirements, maintaining accurate loan records, and clear communication with loan officers and applicants. A strong analytical mindset is essential.