Credit Risk Analyst — Elevate Lending Health

Placements24; Gauteng; On-site; ZAR 480,000 - 600,000; Full time

Benefits offered by this job

Competitive salary

Health insurance and retirement plan

Generous leave allowance and paid time

Professional development and certs

Exposure to diverse financial products

Job summary

Placements24 in Gauteng is seeking a vigilant Credit Risk Analyst to join our clients' operations in Tembisa. You will assess credit exposures, develop risk frameworks, and analyze client data to mitigate potential risks.

The role requires 3-5 years in credit analysis, strong data skills, and the ability to communicate complex risk concepts to the credit committee. A competitive salary and professional development opportunities are offered.

Qualifications

• Bachelor's degree in Finance, Economics, Statistics, Mathematics, or a related quantitative field.
• 3-5 years of experience in credit analysis, risk management, or a related role within the financial services industry.
• Strong understanding of credit risk principles, financial statement analysis, and regulatory frameworks.
• Proficiency in data analysis tools and statistical software (e.g., Excel, SAS, R).
• Excellent analytical and communication skills.

Responsibilities

• Analyze financial statements, credit reports, and market data to evaluate creditworthiness of borrowers.
• Develop, implement, and monitor credit risk models and scoring systems.
• Prepare detailed credit risk assessment reports and present findings to the credit committee.
• Monitor the loan portfolio for signs of deteriorating credit quality and recommend actions.
• Ensure compliance with internal credit policies and regulatory requirements.
• Collaborate with relationship managers to structure appropriate credit facilities.

Skills

Credit risk analysis

Financial statement analysis

Regulatory knowledge

Quantitative analysis

Education

Bachelor's degree in Finance/Economics/Statistics/Math

Tools

Excel

SAS

R

Job description

Placements24 in Gauteng is seeking a vigilant Credit Risk Analyst to join our clients' operations in Tembisa. You will assess credit exposures, develop risk frameworks, and analyze client data to mitigate potential risks.

The role requires 3-5 years in credit analysis, strong data skills, and the ability to communicate complex risk concepts to the credit committee. A competitive salary and professional development opportunities are offered.