Remote Credit Risk Analyst – Analytical & Impactful

Placements24; Bloemfontein; Hybrid; ZAR 420,000 - 660,000; Full time

Benefits offered by this job

Fully remote

Health, dental, and vision insurance

Professional development

Performance bonus

Job summary

Placements24 is seeking a meticulous Credit Risk Analyst to join a fully remote team based in Bloemfontein. You will evaluate borrower creditworthiness, analyze financial data, and support risk mitigation strategies to safeguard the company’s financial stability.

The role emphasizes rigorous analysis, compliance with regulations, and collaboration with sales and operations to balance growth with risk control.

Qualifications

• Bachelor’s degree in Finance, Economics, Mathematics or related field.
• 3–5 years of experience in credit analysis or risk management.
• Strong ability to analyze financial statements and credit reports.

Responsibilities

• Assess credit risk of new and existing clients by analyzing financial data and market conditions.
• Develop and implement credit scoring models and risk assessment methodologies.
• Monitor loan portfolios for potential deterioration and advise proactive measures.
• Prepare credit reports and present findings to the credit committee.
• Ensure compliance with internal policies and external regulations.
• Collaborate with sales and operations to support growth while managing risk.

Skills

Credit risk analysis

Advanced Excel

Financial statement analysis

Regulatory compliance

Education

Bachelor's degree in Finance/Economics/Mathematics

Tools

SQL

Excel

Job description

Placements24 is seeking a meticulous Credit Risk Analyst to join a fully remote team based in Bloemfontein. You will evaluate borrower creditworthiness, analyze financial data, and support risk mitigation strategies to safeguard the company’s financial stability.

The role emphasizes rigorous analysis, compliance with regulations, and collaboration with sales and operations to balance growth with risk control.