Hybrid Credit Analyst: Risk & Corporate Finance

Placements24; Sandton; Hybrid; ZAR 480,000 - 620,000; Full time

Benefits offered by this job

Bonuses

Medical & retirement benefits

Professional development

Hybrid work arrangement

Job summary

Placements24 is seeking a highly analytical Credit Analyst for our corporate banking division in Sandton. This hybrid role focuses on evaluating creditworthiness of corporate clients and preparing detailed credit proposals.

You will analyze financial statements, forecast cash flows, and monitor covenant compliance while collaborating with relationship managers to tailor credit solutions. The ideal candidate has 3–5 years of credit analysis experience, strong analytical skills, and excellent

Qualifications

• Bachelor’s degree in Finance, Economics, Accounting, or related quantitative field.
• 3–5 years of credit analysis or corporate finance experience.
• Strong financial statement analysis and cash flow forecasting skills.
• Proficiency with financial modeling tools and databases.
• Excellent communication and analytical abilities; capable of hybrid work.

Responsibilities

• Analyze financial statements for corporate clients including cash flow and balance sheets.
• Assess credit risk across financial, operational, and market factors.
• Prepare credit reports and recommendations for approvals.
• Monitor borrower performance and covenant compliance.
• Stay informed on industry trends and regulatory changes.
• Collaborate with relationship managers to structure credit solutions.

Skills

Financial statement analysis

Cash flow forecasting

Credit risk assessment

Analytical thinking

Communication skills

Education

Bachelor's degree in Finance, Economics, or Accounting

Tools

Financial modeling tools

Databases

Job description

Placements24 is seeking a highly analytical Credit Analyst for our corporate banking division in Sandton. This hybrid role focuses on evaluating creditworthiness of corporate clients and preparing detailed credit proposals.

You will analyze financial statements, forecast cash flows, and monitor covenant compliance while collaborating with relationship managers to tailor credit solutions. The ideal candidate has 3–5 years of credit analysis experience, strong analytical skills, and excellent