Credit Risk Analyst (Hybrid, 3-Month Contract)

University of Fort Hare

Cape Town

On-site

ZAR 420,000 - 600,000

Full time

14 days+
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Job summary

University of Fort Hare seeks an experienced Credit Risk Analyst for a 3-month contract with renewal potential, based at the V&A Waterfront in Cape Town. The hybrid role supports credit risk operations by assessing customers, reviewing credit limits, analyzing financial information, identifying risk trends, and providing recommendations to inform sound commercial decisions.

The ideal candidate has 4+ years in credit risk, a related degree, strong financial analysis, and excellent communication.

Qualifications

  • Bachelor’s degree in Finance, Accounting, Business or related field or equivalent NQF Level 6.
  • Minimum 4 years’ experience in credit risk/credit analyst environments.
  • Strong financial statement analysis, report writing and risk assessment skills.
  • Proficiency in Excel; SAP experience is advantageous.

Responsibilities

  • Conduct credit risk evaluations for new and existing customers and recommend appropriate credit limits.
  • Interpret financial information, identify risk factors, and prepare clear credit recommendations and business cases.
  • Monitor customer accounts, overdue balances, credit limit exceptions, and high-risk exposures.
  • Support internal stakeholders with credit-related queries, escalations, reporting, and customer risk insights.
  • Ensure adherence to credit policies, standards, procedures, data security, and compliance requirements.

Skills

Analytical thinking
Risk assessment
Stakeholder engagement
Effective communication

Education

Bachelor's degree in Finance/Accounting/Business

Tools

Excel
SAP
TransUnion/Experian

Job description

University of Fort Hare seeks an experienced Credit Risk Analyst for a 3-month contract with renewal potential, based at the V&A Waterfront in Cape Town. The hybrid role supports credit risk operations by assessing customers, reviewing credit limits, analyzing financial information, identifying risk trends, and providing recommendations to inform sound commercial decisions.

The ideal candidate has 4+ years in credit risk, a related degree, strong financial analysis, and excellent communication.

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