Credit Risk & Relationship Analyst

RMB; Potchefstroom; On-site; ZAR 300,000 - 540,000; Full time

Benefits offered by this job

Opportunities to network andcollaborat

Challenging working environment

Opportunities to innovate

Job summary

FirstRand RMB is seeking a Relationship Analyst to support lending decisions through in-depth credit analysis and risk assessment, aligning with client relationship strategy. You will evaluate credit data, prepare proposals, and help drive responsible growth in a fast-paced banking environment.

Based in Potchefstroom or Klerksdorp, you will collaborate with the Credit Product House, ensure governance, data integrity, and deliver strong customer experience while identifying cross-sell

Qualifications

• Bachelor of Commerce or Business Banking Degree.
• 3–5 years banking experience.
• Credit record check under the National Credit Act (NCA).

Responsibilities

• Analyse credit data to estimate degree of risk in extending credit or lending money.
• Deliver exceptional customer experience against Balanced Scorecard standards.
• Maximise cross-sell opportunities and strengthen client relationships.
• Comply with governance in terms of legislative and audit requirements.
• Ensure effective Data Management by attending to expired limits.
• Prepare credit proposals for review by the Credit Product House.

Skills

Analytical

Financial acumen

Attention to detail

Technology savvy

Customer service

Interpret financial statements

Education

Bachelor of Commerce or Business Banking Degree

Job description

FirstRand RMB is seeking a Relationship Analyst to support lending decisions through in-depth credit analysis and risk assessment, aligning with client relationship strategy. You will evaluate credit data, prepare proposals, and help drive responsible growth in a fast-paced banking environment.

Based in Potchefstroom or Klerksdorp, you will collaborate with the Credit Product House, ensure governance, data integrity, and deliver strong customer experience while identifying cross-sell