Credit Risk & Relationship Analyst

Fnbnamibia; Potchefstroom; On-site; ZAR 450,000 - 650,000; Full time

Job summary

FirstRand’s First National Bank segment invites applications for a Relationship Analyst to support credit analysis and risk assessment, enabling informed lending decisions while aligning with client relationship strategies.

The role focuses on delivering strong customer experience, cross-selling opportunities, and compliant governance within a dynamic banking environment in South Africa.

Qualifications

• Bachelor of Commerce or Business Banking Degree.
• 3–5 years banking experience.
• Credit record check under NCA requirements.

Responsibilities

• Analyse credit data to estimate degree of risk in extending credit or lending money.
• Deliver exceptional customer experience against Balanced Scorecard standards.
• Maximise cross-sell opportunities and strengthen client relationships.
• Comply with governance, including legislative and audit requirements.
• Ensure data management by addressing expired limits against targets.
• Prepare credit proposals for review by the Credit Product House.

Skills

Analytical

Financial acumen

Attention to detail

Technology savvy

Customer service

Interpret financial statements

Education

Bachelor of Commerce or Business Banking Degree

Job description

FirstRand’s First National Bank segment invites applications for a Relationship Analyst to support credit analysis and risk assessment, enabling informed lending decisions while aligning with client relationship strategies.

The role focuses on delivering strong customer experience, cross-selling opportunities, and compliant governance within a dynamic banking environment in South Africa.