Credit Risk & Relationship Analyst

firstrand; Potchefstroom; On-site; ZAR 350,000 - 550,000; Full time

Job summary

FirstRand seeks a Relationship Analyst to support credit analysis and risk evaluation for lending decisions. This role focuses on delivering insightful analyses that align with client relationship strategy and sustainable growth, within a governance framework and data management standards.

The incumbent will assess credit data, support cross-selling opportunities, and contribute to exceptional customer experiences while adhering to the NCA and Golden Rules.

Qualifications

• Analytical with ability to interpret financial statements.
• Experience analyzing credit data and risk.
• Knowledge of governance, compliance with Golden Rules.
• 3-5 years banking experience.
• NCA credit record check requirement.

Responsibilities

• Analyse credit data to estimate degree of risk in extending credit or lending money in support of a broader client relationship
• Achieve the delivery of exceptional customer experience against the Balanced Scorecard standards
• Maximise Business Portfolio cross sell opportunities and strengthen client relationships
• Comply with governance in terms of legislative and audit requirements
• Ensure effective Data Management by ensuring expired limits are attended to against set target
• Prepare credit proposals for review by the Credit Product House
• Compliance with procedures and processes contained in the Golden Rules

Skills

Analytical

Financial acumen

Attention to detail

Customer service

Problem solving

Education

Bachelor of Commerce or Business Banking Degree

Job description

FirstRand seeks a Relationship Analyst to support credit analysis and risk evaluation for lending decisions. This role focuses on delivering insightful analyses that align with client relationship strategy and sustainable growth, within a governance framework and data management standards.

The incumbent will assess credit data, support cross-selling opportunities, and contribute to exceptional customer experiences while adhering to the NCA and Golden Rules.