Card Portfolio Risk Strategist—Growth & Strategy

JPMorganChase; Wilmington (DE); On-site; USD 110,000 - 140,000; Full time

Job summary

JPMorganChase is seeking an Associate for Card Portfolio Risk Strategy to influence risk management and responsible growth. You will partner with senior leaders to identify trends, remediate risks, and shape the portfolio with the second-line Credit Risk organization.

You will analyze credit risk, develop strategies, and deliver executive-ready briefs while collaborating across risk, underwriting, finance, and legal teams to balance growth with prudent risk management.

Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field.
• 2 years of experience in direct-to-consumer lending, originations, and/or retail credit.
• Strong quantitative and qualitative analytical skills.
• Proven strategic thinking and execution skills.
• Experience collaborating across teams in large organizations.
• Proficiency in executive-level presentations.
• High personal initiative and goal orientation.

Responsibilities

• Evaluate the credit box with cross-functional partners and risk leads.
• Assess new credit expansion opportunities and drive initiatives.
• Establish reviews to ensure credit assumptions are met.
• Define variables for new credit models with modeling teams.
• Develop metrics to track portfolio performance.
• Maintain regulatory controls across risk activities.
• Collaborate with risk, underwriting, legal, and finance stakeholders.

Skills

Credit risk analysis

Quantitative analysis

Strategic thinking

Cross-functional collaboration

Presentation skills

Initiative

Education

Bachelor's degree in Finance or related field

Job description

JPMorganChase is seeking an Associate for Card Portfolio Risk Strategy to influence risk management and responsible growth. You will partner with senior leaders to identify trends, remediate risks, and shape the portfolio with the second-line Credit Risk organization.

You will analyze credit risk, develop strategies, and deliver executive-ready briefs while collaborating across risk, underwriting, finance, and legal teams to balance growth with prudent risk management.