VP Actuary: Lead Risk, Pricing & Strategy

Protective; Birmingham (AL); On-site; USD 275,000 - 350,000; Full time

Benefits offered by this job

Annual incentive

Long Term Incentive (LTI)

Job summary

Protective is seeking an experienced Actuary Leader to provide independent actuarial oversight for asset protection products, oversee pricing and governance, and partner with cross-functional teams to balance growth with risk management.

The role requires 10+ years in P&C actuarial functions, ACAS (FCAS preferred), and expertise in reinsurance, governance, and financial reporting. Competitive base salary with annual and long-term incentives.

Qualifications

• Minimum 10 years of progressively responsible actuarial experience in P&C, specialty, or asset protection insurance, including senior actuarial team leadership.
• ACAS required; FCAS preferred.
• Experience with extended warranty, service contract, GAP, or similar protection products preferred.
• Reinsurance and loss portfolio monitoring experience strongly valued.

Responsibilities

• Provide independent actuarial and risk oversight for APD’s asset protection products; establish credibility as APD’s independent actuarial voice.
• Oversee pricing strategy and performance; challenge models, assumptions, methodologies, and data quality; strengthen governance.
• Partner with Product, Underwriting, Finance, Commercial, Claims, and Operations on risk selection, guidelines, new products, and governance.
• Monitor in-force performance with dashboards and risk indicators; recommend actions to improve outcomes.
• Lead actuarial support for reinsurance strategy; evaluate structures, pricing, capital impact, and exposure.
• Lead reserve adequacy assessments and support capital, stress testing, and financial planning.
• Own P&C actuarial and regulatory reporting; monitor developments and ensure compliant reporting.
• Engage Pricing Committees and senior stakeholders with portfolio insights and actionable recommendations.
• Build and lead a high-performance actuarial organization with integrity and succession depth.

Skills

Actuarial leadership

Pricing

Reserving

Reinsurance

Data governance

Executive decision support

Analytical thinking

Strategic partnerships

Communication to executives

Education

ACAS

FCAS preferred

Job description

Protective is seeking an experienced Actuary Leader to provide independent actuarial oversight for asset protection products, oversee pricing and governance, and partner with cross-functional teams to balance growth with risk management.

The role requires 10+ years in P&C actuarial functions, ACAS (FCAS preferred), and expertise in reinsurance, governance, and financial reporting. Competitive base salary with annual and long-term incentives.