Vice President & Senior Counsel — Home Lending & Closing

JPMorganChase; Washington (District of Columbia); On-site; USD 140,000 - 200,000; Full time

Benefits offered by this job

Health insurance

Legal professional development

Job summary

JPMorgan Chase & Co. in Washington, DC, seeks a Counsel for the Home Lending Originations Legal Department to serve as a trusted mortgage banking attorney.

You will provide subject-matter expertise on federal and state mortgage law, guide closing practices, disclosures, and documentation, and lead legal reviews across product, risk, and compliance teams. You will counsel on new mortgage initiatives, technology impacts, and state-specific requirements, helping ensure compliant, customer-centric

Qualifications

• Juris Doctor (J.D.) and active membership in good standing in at least one U.S. jurisdictional bar.
• 3+ years of legal experience with a mortgage lender, bank, title company, or law firm, with meaningful exposure to residential mortgage originations.
• Working knowledge of mortgage closing and title support.
• Strong analytical, organizational, time-management, and written and oral communication skills, with the ability to deliver clear guidance to non-lawyer business partners.
• Proven legal research skills and sound judgment under time pressure.
• A collaborative, practical, and intellectually curious approach to problem-solving, with the ability to adapt to change and work effectively with a diverse group of stakeholders.

Responsibilities

• Serve as a primary subject-matter expert on federal and state mortgage/consumer finance/real property law for the broader Home Lending Originations legal team, including escalated matters and federal and state law research.
• Provide authoritative legal guidance on state-specific closing practices, disclosures and documentation, including transfer tax and fee related inquiries, vesting and authority questions, marital property considerations and issues impacting the issuance and enforceability of lender’s title insurance.
• Lead team projects and legal review workstreams for assigned areas, driving clear decisions and consistent outcomes.
• Review, draft, and provide legal guidance on mortgage-related documents, forms, disclosures, policies, and procedures, ensuring alignment with applicable laws, regulatory expectations, and internal risk standards.
• Provide legal guidance to the Business and Sourcing in the onboarding and ongoing management of suppliers, including high-level contract review and negotiation support.
• Provide practical, authoritative guidance on closing and funding support, escrow, title, vesting matters, Consolidation, Extension and Modification Agreements (CEMAs), Texas 50(a)(6) home equity transactions, and other state-specific closing requirements.
• Support the development and launch of new mortgage products – partnering with Product, Servicing, Capital Markets, Risk, and Compliance on legal structure, disclosures, and investor requirements.
• Advise Product and Technology teams on the legal implications of the digital origination website and self-service closing tools, translating federal and state law and investor requirements into scalable product rules.
• Counsel the business on TCPA, state consumer-protection, and marketing and communications issues that intersect with the originations lifecycle, partnering with our Legal marketing and TCPA teams.
• Partner with Fraud, Operations, and Compliance on escalated matters involving suspected fraud, identity, and document irregularities arising at or near closing.
• Monitor and interpret federal and state legal developments, GSE and investor guidelines, and industry policy – translating change into clear, consistent, firm-wide guidance. Assist in the assessment of operational impact and advise stakeholders on required process, document, and control enhancements to maintain compliance.

Skills

Mortgage law

Research skills

Analytical skills

Communication skills

Collaborative problem-solving

Education

Juris Doctor (J.D.)

Job description

JPMorgan Chase & Co. in Washington, DC, seeks a Counsel for the Home Lending Originations Legal Department to serve as a trusted mortgage banking attorney.

You will provide subject-matter expertise on federal and state mortgage law, guide closing practices, disclosures, and documentation, and lead legal reviews across product, risk, and compliance teams. You will counsel on new mortgage initiatives, technology impacts, and state-specific requirements, helping ensure compliant, customer-centric