Territory-Wide Workers' Comp Underwriter

CopperPoint Insurance Companies; Massachusetts; On-site; USD 80,000 - 87,000; Full time

Benefits offered by this job

Medical plan

Dental plan

Vision plan

401k with match

Paid time off

Job summary

CopperPoint Insurance Companies is seeking a Workers' Compensation Production Underwriter to manage an agency territory and underwrite a book of business for profitable growth, renewal retention, and strong customer service.

The role leads new business development, risk selection, pricing, and agency relationship management within delegated authority while partnering with leadership and cross-functional teams to achieve business objectives.

Qualifications

• Bachelor's degree in business administration, finance, insurance, risk management, marketing, or a related field preferred; equivalent relevant work experience may be considered.
• 3-5 years of commercial property and casualty underwriting experience preferred, with workers compensation underwriting experience strongly preferred.
• Experience managing agency relationships, producer pipelines, territory plans, or assigned books of business preferred.
• Professional insurance designation, such as CPCU, ARM, AU, CIC, or equivalent coursework, preferred but not required.
• Strong technical knowledge of workers compensation underwriting, including exposure analysis, loss history review, experience modification analysis, pricing, risk selection, and account profitability.

Responsibilities

• Owns an assigned agency territory and book of business, with accountability for profitable new business production, renewal retention, risk selection, pricing discipline, and agency engagement outcomes.
• Evaluates workers compensation submissions by analyzing class codes, exposures, payroll, loss runs, experience modification factors, hazard controls, financial considerations, and overall risk characteristics.
• Makes underwriting decisions within assigned authority and escalates risks that exceed authority levels or require leadership review.
• Prices new and renewal business in accordance with company underwriting and pricing guidelines while balancing growth, profitability, retention, and producer relationships.
• Develops and manages agency partnership plans, including production goals, pipeline management, target account strategies, agency performance, and profitability improvement opportunities.
• Conducts regular agency visits and producer meetings to communicate appetite, underwriting strategy, service expectations, pipeline status, and mutual business commitments.
• Identifies and pursues opportunities to expand profitable workers compensation production through assigned distribution channels.
• Presents new and renewal proposals to agency personnel, clearly explaining underwriting decisions, pricing rationale, coverage terms, and account strategies.
• Maintains current knowledge of the assigned territory, including production sources, competitor activity, economic trends, regulatory considerations, and geographic risk characteristics.
• Partners with underwriting leadership, claims, loss control, audit, and operations to support account performance, service standards, and overall portfolio quality.
• Provides a high level of service to internal and external stakeholders while maintaining accurate documentation and adherence to company policies, procedures, and authority standards.

Skills

Underwriting

Agency relationships

Pricing discipline

Risk assessment

Stakeholder communication

Education

Bachelor's degree in business administration, finance, insurance, risk management, marketing, or a related field

Professional insurance designation (CPCU/ARM/AU/CIC)

Job description

CopperPoint Insurance Companies is seeking a Workers' Compensation Production Underwriter to manage an agency territory and underwrite a book of business for profitable growth, renewal retention, and strong customer service.

The role leads new business development, risk selection, pricing, and agency relationship management within delegated authority while partnering with leadership and cross-functional teams to achieve business objectives.