Strategic Commercial Lending & Relationships Manager

First United Bank; San Antonio (TX); Presencial; USD 70.000 - 110.000; Jornada completa

Descripción de la vacante

First United Bank in San Antonio is seeking a Commercial Loan Officer to develop new business through underwriting, structuring, and closing commercial loans, while maintaining and servicing an existing portfolio.

The role involves proactive outreach to build relationships, cross-selling bank products, and ensuring compliance with lending policies and regulations. A strong background in lending and client development is essential.

Formación

• Bachelor’s degree in business, finance, or accounting is preferred.
• Minimum of three years of experience in commercial banking.
• Extensive knowledge of commercial lending policies and procedures.
• Extensive knowledge of lending services and related areas.
• Business development experience.

Responsabilidades

• Acquisition, expansion and retention of commercial relationships using a proactive calling strategy.
• Cross-sell ancillary products and services of the bank.
• analyzes credit history of applicants and determines loan repayment capabilities.
• Negotiates credit terms, such as costs, loan repayment methods and collateral specifications.
• Develops and maintains interest rate structure to be consistent with bank policies and market rates.
• Evaluates potential customer loan requests and makes loan recommendations to management.
• Daily review, approval, and disposition of commercial overdrafts.
• Reviews new laws and regulations that influence business lending and makes recommendations to management.
• Provides assistance and training for new commercial loan officers.
• Develops new customer prospects and business for First United.
• Represents the bank in the local community through active participation in community affairs.

Educación

Bachelor’s degree in business, finance, or accounting

Descripción del empleo

First United Bank in San Antonio is seeking a Commercial Loan Officer to develop new business through underwriting, structuring, and closing commercial loans, while maintaining and servicing an existing portfolio.

The role involves proactive outreach to build relationships, cross-selling bank products, and ensuring compliance with lending policies and regulations. A strong background in lending and client development is essential.