Dynamic Commercial Lending Portfolio Manager

First National Bank Texas; San Antonio (TX); On-site; USD 65,000 - 90,000; Full time

Job summary

First National Bank Texas in San Antonio is seeking a Commercial Lending professional to interview loan applicants, analyze financial data, and decide on loan terms within established limits. You will assemble loan packets for presentation to Loan Committee and coordinate closing steps, including attorney information and title work.

The role emphasizes developing new business, maintaining an active lending pipeline, and building strong client relationships while collaborating with team members

Qualifications

• Bachelor's degree in finance preferred.
• 2-3 years experience in commercial lending.
• Must pass background and drug screen per policy.

Responsibilities

• Interview loan applicants concerning their businesses, needs, and earnings to determine risk.
• Receive and review loan applications; obtain and direct analysis of financial data.
• Make decisions on loans and terms within lending limits.
• Prepare loan packets for Loan Committee/Board presentation.
• Close loans including attorney information and title work.
• Maintain loan portfolios with follow-up and monitoring of financials.
• Conduct analysis on loan accounts.
• Collect on past-due accounts.
• Seek new business and sustain an active pipeline.
• Develop and maintain relationships within the public eye.
• Conduct private banking for customers.

Skills

Business development

Networking

Microsoft Office

Effective communication

Attention to detail

Analytical

Team collaboration

Education

Bachelor's degree in finance preferred

Tools

Microsoft Office

Job description

First National Bank Texas in San Antonio is seeking a Commercial Lending professional to interview loan applicants, analyze financial data, and decide on loan terms within established limits. You will assemble loan packets for presentation to Loan Committee and coordinate closing steps, including attorney information and title work.

The role emphasizes developing new business, maintaining an active lending pipeline, and building strong client relationships while collaborating with team members