Commercial Lending Growth Specialist

Talentify; Temple (TX); On-site; USD 70,000 - 100,000; Full time

Job summary

First United in Temple, TX, seeks a Commercial Loan Officer to grow the commercial loan portfolio through underwriting, structuring and closing loans while servicing an existing book. You will build new relationships, cross-sell banking products, and manage credit risk in a compliant, customer-focused environment.

The role emphasizes proactive outreach, strong communication, and teamwork within a community-oriented bank. A Bachelor’s degree and 3+ years in commercial banking are preferred.

Qualifications

• Bachelor’s degree in business, finance, or accounting preferred.
• Minimum of three years of experience in commercial banking.
• Extensive knowledge of commercial lending policies and procedures.
• Extensive knowledge of lending services and related areas.
• Business development experience.

Responsibilities

• Acquire, expand and retain commercial relationships with a proactive calling strategy.
• Cross-sell ancillary banking products and services.
• Analyze credit history and determine loan repayment capabilities.
• Negotiate credit terms and collateral specifications.
• Develop and maintain competitive interest rate structures.
• Review loan requests and make recommendations to management.
• Oversee overdraft approvals and daily dispositions.
• Ensure compliance with laws and regulations; provide training to others.
• Develop new customer prospects and represent the bank in the community.

Skills

Relationship building

Prospecting / new business

Credit analysis

Negotiation

Communication

Customer service

Decision making

Education

Bachelor's degree in business, finance, or accounting

Job description

First United in Temple, TX, seeks a Commercial Loan Officer to grow the commercial loan portfolio through underwriting, structuring and closing loans while servicing an existing book. You will build new relationships, cross-sell banking products, and manage credit risk in a compliant, customer-focused environment.

The role emphasizes proactive outreach, strong communication, and teamwork within a community-oriented bank. A Bachelor’s degree and 3+ years in commercial banking are preferred.