Strategic Commercial Credit Underwriter

Busey Bank; Creve Coeur (MO); On-site; USD 75,000 - 106,000; Full time

Benefits offered by this job

401(k) match

profit sharing

employee stock purchase plan

paid time off

medical

dental

vision

company-paid life insurance

long-term disability

short-term disability

wellness incentives

employee assistance program

Job summary

Busey Bank in Creve Coeur, MO is seeking a Commercial Underwriter to provide timely and precise credit underwriting to support the bank’s portfolio and new business development. You will perform financial analysis, prepare CCAR memos, evaluate collateral, and assist in portfolio management and relationship-building activities.

The ideal candidate will have a Bachelor's degree in Business or Finance and at least 3 years of Commercial Credit experience, with strong communication and multi-tasking

Qualifications

• Bachelor’s degree in Business or Finance.
• 3+ years Commercial Credit experience.
• Strong communication skills.
• Ability to multi-task and work independently.
• Knowledge of financial accounting.

Responsibilities

• Financial statement analysis and ratio calculations per Busey guidelines.
• Assess cash flow, liquidity, profitability and leverage to evaluate credit risk.
• Prepare Commercial Credit Approval Request (CCAR) memos with findings and recommendations.
• Evaluate collateral and industry data.
• Assist with portfolio management and monitoring activities.
• Assist Relationship Managers with opportunity memos for new and existing relationships.
• Maintain knowledge of loan policy and systems (nCino).
• Support sales process by accompanying Relationship Managers on calls.
• Participate in pipeline meetings and special projects.

Skills

Financial analysis

Communication skills

MS Office

Financial accounting

Problem solving

Time management

Education

Bachelor’s degree in Business or Finance

Tools

Microsoft Office Suite

Job description

Busey Bank in Creve Coeur, MO is seeking a Commercial Underwriter to provide timely and precise credit underwriting to support the bank’s portfolio and new business development. You will perform financial analysis, prepare CCAR memos, evaluate collateral, and assist in portfolio management and relationship-building activities.

The ideal candidate will have a Bachelor's degree in Business or Finance and at least 3 years of Commercial Credit experience, with strong communication and multi-tasking