Commercial Underwriter I — Credit Risk & Analysis

Busey Bank; Leawood (KS); Presencial; USD 76 000 - 96 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

401(k) match

Profit sharing

Employee stock purchase plan

Paid time off

Medical, dental, vision insurance

Life insurance

Long-term disability

Wellness incentives

Employee assistance program

Resumo da oferta

Busey Bank is seeking a Commercial Underwriter to provide accurate, timely credit underwriting to support portfolio management and new business development efforts. Responsibilities include financial statement analysis, cash flow evaluation, and preparing concise CCAR memos

The role involves evaluating collateral, assisting with portfolio management, and supporting relationship managers through the sales process, with loan approval within defined authority and participation in pipeline meetings.

Qualificações

• Strong oral and written communication skills.
• Proficiency in Microsoft Office Suite.
• Knowledge of financial accounting.

Responsabilidades

• Spread and analyze financial statements, calculating Debt Service Coverage or Fixed Charge Coverage ratios as per guidelines.
• Assess cash flow, liquidity, profitability, and leverage to evaluate credit risk.
• Prepare CCAR memos with loan risks and borrower strengths/weaknesses.
• Evaluate collateral, industry data, and other credit information.
• Assist with portfolio management tasks such as testing covenants and monitoring reports.
• Support relationship managers in preparation of opportunity memos for new/existing relationships.
• Maintain knowledge of the Commercial Banking Loan Policy and systems (nCino).
• Assist in the sales process by accompanying relationship managers on calls.
• Approve loans within authority; recommend loans beyond authority levels.

Conhecimentos

Oral & written comms

MS Office

Financial accounting

Formação académica

Bachelor’s degree in Business or Finance

Ferramentas

nCino

Descrição da oferta de emprego

Busey Bank is seeking a Commercial Underwriter to provide accurate, timely credit underwriting to support portfolio management and new business development efforts. Responsibilities include financial statement analysis, cash flow evaluation, and preparing concise CCAR memos

The role involves evaluating collateral, assisting with portfolio management, and supporting relationship managers through the sales process, with loan approval within defined authority and participation in pipeline meetings.