Commercial Underwriter I: Credit Risk & Portfolio Support

Busey; Leawood (KS); On-site; USD 76,000 - 96,000; Full time

Benefits offered by this job

401(k) match

Profit sharing

Employee stock purchase plan

Paid time off

Medical insurance

Dental insurance

Vision insurance

Job summary

Busey is seeking a Commercial Underwriter to provide accurate, timely credit underwriting to support portfolio management and new business development. The role involves financial statement analysis, cash flow assessments, and collaboration with Lending staff to prepare CCAR memos highlighting borrower strengths and risks.

Candidates should have a Bachelor’s degree in Business or Finance and at least 3 years of Commercial Credit experience.

Qualifications

• Strong oral and written communication skills.
• Proficiency in Microsoft Office Suite.
• Knowledge of financial accounting.

Responsibilities

• Underwrite commercial credits and prepare CCAR memos with key risk factors.
• Analyze cash flow, liquidity, profitability, and leverage to assess credit risk.
• Assist Relationship Managers with loan approvals and portfolio reviews.
• Review collateral and industry data to inform credit decisions.
• Support sales efforts by joining calls with customers and prospects.

Skills

Communication skills

MS Office

Financial accounting

Education

Bachelor’s degree in Business or Finance

3+ years Commercial Credit experience

Tools

nCino

Job description

Busey is seeking a Commercial Underwriter to provide accurate, timely credit underwriting to support portfolio management and new business development. The role involves financial statement analysis, cash flow assessments, and collaboration with Lending staff to prepare CCAR memos highlighting borrower strengths and risks.

Candidates should have a Bachelor’s degree in Business or Finance and at least 3 years of Commercial Credit experience.