Staff Accountant

First Continental Mortgage Company; Houston (TX); On-site; USD 50,000 - 70,000; Full time

Benefits offered by this job

Medical, Dental & Vision

Vacation & Sick Time

401k

Job summary

First Continental Mortgage, Ltd. is seeking a Staff Accountant to support daily operations in a dynamic mortgage lending environment. The ideal candidate will have strong analytical and organizational skills with attention to detail. Responsibilities include preparing journal entries, maintaining financial records, and supporting the month-end close process.

The role offers opportunities for growth within the company and includes a competitive benefits package including medical, dental, and 401k.

Qualifications

• One to three years of accounting experience preferred; mortgage banking or financial services experience strongly preferred.
• Working knowledge of GAAP and standard accounting practices.
• Experience with general ledger accounting, account reconciliations, and accounts payable processes.

Responsibilities

• Prepare and post journal entries related to daily and monthly accounting activities.
• Perform timely and accurate reconciliations of bank accounts and general ledger balances.
• Assist with month‑end, quarter‑end, and year‑end close processes.

Skills

Analytical skills

Attention to detail

Microsoft Excel

Problem-solving

Education

Bachelor's degree in Accounting, Finance, or related field

Tools

Encompass

Loan Vision

AMB

Job description

Staff Accountant

FCM is currently seeking a Staff Accountant. This role will report to the Controller.

Position Summary

The Staff Accountant is responsible for supporting the day-to-day accounting operations of the organization within a fast‑paced mortgage lending environment. This position plays a key role in maintaining accurate financial records, supporting the month‑end close process, preparing reconciliations, assisting with accounts payable oversight, and supporting financial reporting and analysis. The ideal candidate is detail‑oriented, analytical, and capable of managing multiple priorities while ensuring compliance with GAAP, investor requirements, and internal controls.

Essential Duties and Responsibilities

Prepare and post journal entries related to daily and monthly accounting activities.

Perform timely and accurate reconciliations of bank accounts, warehouse lines, escrow accounts, and general ledger balances.

Assist with month‑end, quarter‑end, and year‑end close processes.

Maintain the integrity and accuracy of the general ledger and supporting schedules.

Support accounting functions related to mortgage loan funding, servicing activities, commissions, and secondary market transactions.

Review, monitor, and assist with accounts payable processes to ensure timely and accurate invoice processing, coding, approvals, and vendor payments.

Partner with the Accounts Payable team to resolve invoice discrepancies, maintain vendor records, and improve workflow efficiency and internal controls.

Analyze financial results, identify variances, and research discrepancies.

Prepare audit schedules and provide supporting documentation for internal and external audits.

Ensure compliance with company policies, accounting standards, and regulatory requirements.

Assist management with financial reporting, ad hoc analysis, and special projects.

Collaborate with operations, servicing, treasury, finance, and accounts payable teams to resolve accounting issues and improve processes.

Monitor and resolve outstanding reconciling items in a timely manner.

Identify opportunities for process improvements and increased efficiencies within accounting operations.

Maintain organized and accurate accounting records and documentation.

Qualifications

Bachelor's degree in Accounting, Finance, or related field required.

One to three years of accounting experience preferred; mortgage banking or financial services experience strongly preferred.

Working knowledge of GAAP and standard accounting practices.

Experience with general ledger accounting, account reconciliations, and accounts payable processes.

Strong proficiency in Microsoft Excel, including formulas, pivot tables, and data analysis.

Excellent analytical, organizational, and problem‑solving skills.

Strong attention to detail with a high level of accuracy.

Ability to manage multiple priorities and meet deadlines in a dynamic environment.

Strong written and verbal communication skills.

Ability to handle confidential financial information with professionalism and discretion.

Preferred Qualifications

Experience within the mortgage lending or loan servicing industry.

Familiarity with warehouse lending, escrow accounting, investor reporting, and accounts payable workflows.

Experience with mortgage platforms and ERP systems such as Encompass, Loan Vision (Microsoft Nav) and/or AMB.

Ability to commute on an as‑needed basis to Houston, TX or Charlotte, NC.

What FCM Offers

Medical, Dental & Vision | FSA, Life, Supplemental Life, Long Term Disability and Supplemental Insurance | Vacation & Sick Time | 401k

FCM and its Affiliates are Equal Opportunity Employers.