Staff Accountant

HomeXpress Mortgage Corp; Santa Ana (CA); On-site; USD 64,000 - 75,000; Full time

Job summary

HomeXpress Mortgage Corp is seeking a Staff Accountant in Santa Ana, California, to support accounting processes in mortgage loan origination and servicing. The role requires strong analytical skills, attention to detail, and experience with large datasets.

Ideal candidates will have a Bachelor's degree in Accounting or Finance and 1-3 years of accounting experience, preferably in mortgage banking. The position offers opportunities for professional growth and hands-on experience in financial reporting.

Qualifications

• 1–3 years of accounting experience, preferably in mortgage banking.
• Experience working with loan-level transactional data preferred.
• Familiarity with loan servicing systems is a plus.

Responsibilities

• Record daily loan-level activity and reconcile loan-level data.
• Support monthly and quarterly close processes and maintain account reconciliations.
• Prepare workpapers for audits and assist in audit requests.

Skills

Strong attention to detail

Analytical ability

Organizational skills

Communication skills

Education

Bachelor’s degree in Accounting, Finance, or a related field

Tools

General ledger or ERP systems

Loan origination systems

Job description

Compensation: USD 64000 - USD 75000 - yearly

Company Description

JoinourgrowingteamandbepartoftheTopNon-QMLenderintheBusiness.

Weareknownforclosing mortgageloanswithspeed,ease,andconvenience.

Licensedin46States,weprovidebrokerswithafullsuiteofmortgageproducts,includingVA,FHA,&FHLMC.

Ifyouhaveaservicefirstmentalityandthriveinafast-pacedenvironment,HomeXpressistheplaceforyou.

Join us as we continue to grow and expand our business to the Non-Delegated Correspondent Channel!

Job Description

Position Name: Staff Accountant

Department: Accounting / Finance

Reports To: Accounting Manager or Controller

Position Summary

The Staff Accountant plays a key role in supporting accounting and financial reporting processes for mortgage loan origination, interim servicing, and loan sale activities. Responsibilities include journal entries and reconciliations for loan-level accounting and gain-on-sale recognition as well as general support of the close process.

This is not a typical Staff Accountant role. It’s an opportunity for someone who is eager to learn, wants to take on new challenges, and wants to gain exposure to high-impact initiatives early in their career.

With our recent acquisition by a public company, this position offers hands‑on experience with public company reporting and structure, including involvement in 10-K and 10-Q processes. This role will also provide direct exposure to the first‑year implementation of SOX compliance, offering invaluable experience in internal controls.

Additionally, the team will be rolling out FloQast, giving the candidate the opportunity to build future‑ready skills in close automation and AI‑driven accounting tools.

The ideal candidate demonstrates strong analytical skills, precision, and the ability to manage and reconcile large, complex datasets.

Key Responsibilities

Loan-Level Accounting and LHFS Activity

• Record daily loan-level activity, including fundings, sales, and payoffs.
• Reconcile loan-level data from the loan origination system (LOS) to accounting records.
• Investigate and resolve discrepancies between loan-level activity and general ledger balances.
• Prepare and record estimated interest accruals.
• Record journal entries associated with:
  • Origination fees and costs
  • Loan sale proceeds, gain-on-sale recognition, and fair value adjustments for loans held for sale

Warehouse Line and Funding Accounting

• Record and reconcile activity related to warehouse lines of credit, including loan fundings, paydowns, and interest.
• Reconcile warehouse line balances to lender statements and internal loan funding records.
• Assist with tracking loan funding activity and ensuring accurate accounting for warehouse borrowings.

Data Analysis and Reconciliations (Excel)

• Analyze large loan-level datasets using advanced Excel functions (e.g., pivot tables, XLOOKUP, VLOOKUP).
• Ensure traceability between loan-level system data, supporting schedules, and the general ledger.

Financial Close and Reporting

• Support monthly and quarterly close processes, including journal entries, reconciliations, and supporting schedules.
• Prepare and maintain account reconciliations.
• Provide variance analysis and explanations related to assigned accounts.

Audit and Compliance Support

• Prepare workpapers and supporting documentation for internal and external audits.
• Assist in responding to audit requests related to mortgage loan accounting activity.
• Maintain organized documentation supporting accounting conclusions and journal entries.

Qualifications

Education

• Bachelor’s degree in Accounting, Finance, or a related field.

Experience

• 1–3 years of accounting experience, preferably in:
  • Mortgage banking
  • Financial services
  • Loan accounting or loan operations
• Experience working with loan-level transactional data preferred.

Technical Skills

• Experience with general ledger or ERP systems.
• Familiarity with loan origination systems (LOS) or mortgage servicing systems is a plus.

Core Competencies

• Strong attention to detail and analytical ability
• Ability to work with large datasets and complex reconciliations
• Strong organizational and documentation skills
• Ability to meet deadlines in a fast‑paced mortgage banking environment and take ownership of assigned responsibilities
• Effective communication and collaboration skills

Additional Information

All your information will be kept confidential according to EEO guidelines.