Staff Accountant

First Continental Mortgage, Ltd.; Charlotte (NC); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical, Dental & Vision

FSA & Life Insurance

Vacation & Sick Time

401k

Job summary

First Continental Mortgage, Ltd. in North Carolina is seeking a Staff Accountant to support day-to-day accounting in a fast-paced mortgage lending environment, maintain the general ledger, assist with month-end close, reconciliations, accounts payable oversight, and financial reporting.

The ideal candidate has 1–3 years of accounting experience, strong GAAP knowledge, and excellent Excel skills. Mortgage banking experience is preferred; this role collaborates with cross-functional teams and

Qualifications

• Bachelor's degree in Accounting, Finance, or related field required.
• 1–3 years accounting experience preferred; mortgage banking or financial services experience strongly preferred.
• Working knowledge of GAAP and standard accounting practices.
• Experience with general ledger accounting, account reconciliations, and accounts payable processes.
• Strong proficiency in Microsoft Excel, including formulas, pivot tables, and data analysis.
• Excellent analytical, organizational, and problem-solving skills.
• Strong attention to detail with a high level of accuracy.
• Ability to manage multiple priorities and meet deadlines in a dynamic environment.
• Strong written and verbal communication skills.
• Ability to handle confidential financial information with professionalism and discretion.

Responsibilities

• Prepare and post journal entries related to daily and monthly accounting activities.
• Perform timely and accurate reconciliations of bank accounts, warehouse lines, escrow accounts, and general ledger balances.
• Assist with month-end, quarter-end, and year-end close processes.
• Maintain the integrity and accuracy of the general ledger and supporting schedules.
• Support accounting functions related to mortgage loan funding, servicing activities, commissions, and secondary market transactions.
• Review, monitor, and assist with accounts payable processes to ensure timely and accurate invoice processing, coding, approvals, and vendor payments.
• Partner with the Accounts Payable team to resolve invoice discrepancies, maintain vendor records, and improve workflow efficiency and internal controls.
• Analyze financial results, identify variances, and research discrepancies.
• Prepare audit schedules and provide supporting documentation for internal and external audits.
• Ensure compliance with company policies, accounting standards, and regulatory requirements.
• Assist management with financial reporting, ad hoc analysis, and special projects.
• Collaborate with operations, servicing, treasury, finance, and accounts payable teams to resolve accounting issues and improve processes.
• Monitor and resolve outstanding reconciling items in a timely manner.
• Identify opportunities for process improvements and increased efficiencies within accounting operations.
• Maintain organized and accurate accounting records and documentation.

Skills

GAAP knowledge

Excel proficiency

Analytical skills

Attention to detail

Multitasking

Communication skills

Confidentiality

Education

Bachelor's degree in Accounting/Finance or related field

Tools

Encompass

Loan Vision

Microsoft Nav AMB

Job description

For over 30 years, First Continental Mortgage (FCM) and affiliates, have shared a common purpose to help families realize the American dream of owning a home! FCM is a full-service, FNMA, HUD and VA approved national mortgage lending firm.

We specialize in partnering with Home Builders as well as retail production. FCM funded $2.6 Billion in 2024 through affiliated business arrangements with 10 different home builders, 5 of which rank in the Top 65 Home Builders in the country.

FCM is currently seeking a Staff Accountant. This role will report to the Controller.

Position Summary

The Staff Accountant is responsible for supporting the day-to-day accounting operations of the organization within a fast-paced mortgage lending environment. This position plays a key role in maintaining accurate financial records, supporting the month-end close process, preparing reconciliations, assisting with accounts payable oversight, and supporting financial reporting and analysis. The ideal candidate is detail-oriented, analytical, and capable of managing multiple priorities while ensuring compliance with GAAP, investor requirements, and internal controls.

Essential Duties And Responsibilities

• Prepare and post journal entries related to daily and monthly accounting activities.
• Perform timely and accurate reconciliations of bank accounts, warehouse lines, escrow accounts, and general ledger balances.
• Assist with month-end, quarter-end, and year-end close processes.
• Maintain the integrity and accuracy of the general ledger and supporting schedules.
• Support accounting functions related to mortgage loan funding, servicing activities, commissions, and secondary market transactions.
• Review, monitor, and assist with accounts payable processes to ensure timely and accurate invoice processing, coding, approvals, and vendor payments.
• Partner with the Accounts Payable team to resolve invoice discrepancies, maintain vendor records, and improve workflow efficiency and internal controls.
• Analyze financial results, identify variances, and research discrepancies.
• Prepare audit schedules and provide supporting documentation for internal and external audits.
• Ensure compliance with company policies, accounting standards, and regulatory requirements.
• Assist management with financial reporting, ad hoc analysis, and special projects.
• Collaborate with operations, servicing, treasury, finance, and accounts payable teams to resolve accounting issues and improve processes.
• Monitor and resolve outstanding reconciling items in a timely manner.
• Identify opportunities for process improvements and increased efficiencies within accounting operations.
• Maintain organized and accurate accounting records and documentation.

Qualifications

• Bachelor's degree in Accounting, Finance, or related field required.
• One to three years of accounting experience preferred; mortgage banking or financial services experience strongly preferred.
• Working knowledge of GAAP and standard accounting practices.
• Experience with general ledger accounting, account reconciliations, and accounts payable processes.
• Strong proficiency in Microsoft Excel, including formulas, pivot tables, and data analysis.
• Excellent analytical, organizational, and problem-solving skills.
• Strong attention to detail with a high level of accuracy.
• Ability to manage multiple priorities and meet deadlines in a dynamic environment.
• Strong written and verbal communication skills.
• Ability to handle confidential financial information with professionalism and discretion.

Preferred Qualifications

• Experience within the mortgage lending or loan servicing industry.
• Familiarity with warehouse lending, escrow accounting, investor reporting, and accounts payable workflows.
• Experience with mortgage platforms and ERP systems such as Encompass, Loan Vision (Microsoft Nav) and/or AMB.
• Ability to commute on an as-needed basis to Houston, TX or Charlotte, NC.

What FCM Offers

Medical, Dental & Vision | FSA, Life, Supplemental Life, Long Term Disability and Supplemental Insurance | Vacation & Sick Time | 401k

FCM and its Affiliates are Equal Opportunity Employers.

To learn more about FCM and our growing team, please visit our website at www.firstcontinentalmtg.com.