Staff Accountant

First Continental Mortgage Company; Charlotte (NC); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical, Dental & Vision

401k

Paid Time Off

Job summary

First Continental Mortgage is seeking a Staff Accountant to support day-to-day accounting in a fast-paced mortgage lending environment. You will handle journal entries, reconciliations, and month-end close while ensuring GAAP compliance and regulatory adherence.

The role requires attention to detail, analytical ability, and strong Excel skills. Collaboration with AP, servicing, treasury, and finance teams is essential to improve processes and internal controls.

Qualifications

• Bachelor's degree in Accounting, Finance, or related field is required.
• 1–3 years of accounting experience preferred; mortgage banking or financial services experience is strongly preferred.
• Working knowledge of GAAP and standard accounting practices.

Responsibilities

• Prepare and post journal entries for daily and monthly activities.
• Perform reconciliations of bank accounts, warehouse lines, escrow accounts, and GL balances.
• Assist with month-end, quarter-end, and year-end close processes.
• Maintain integrity of the general ledger and supporting schedules.
• Support AP processes and vendor payments; resolve invoice discrepancies.
• Analyze financial results and research discrepancies; prepare audit schedules.
• Collaborate with various teams to improve accounting processes.

Skills

GAAP knowledge

Excel proficiency

Analytical skills

Communication skills

Education

Bachelor's degree in Accounting

Tools

Encompass

Loan Vision

AMB/Nav

Job description

For over 30 years, First Continental Mortgage (FCM) and affiliates, have shared a common purpose to help families realize the American dream of owning a home! FCM is a full-service, FNMA, HUD and VA approved national mortgage lending firm.

We specialize in partnering with Home Builders as well as retail production. FCM funded $2.6 Billion in 2024 through affiliated business arrangements with 10 different home builders, 5 of which rank in the Top 65 Home Builders in the country.

FCM is currently seeking a Staff Accountant. This role will report to the Controller.

Position Summary

The Staff Accountant is responsible for supporting the day-to-day accounting operations of the organization within a fast-paced mortgage lending environment. This position plays a key role in maintaining accurate financial records, supporting the month-end close process, preparing reconciliations, assisting with accounts payable oversight, and supporting financial reporting and analysis. The ideal candidate is detail-oriented, analytical, and capable of managing multiple priorities while ensuring compliance with (GAAP), investor requirements, and internal controls.

Essential Duties and Responsibilities

• Prepare and post journal entries related to daily and monthly accounting activities.
• Perform timely and accurate reconciliations of bank accounts, warehouse lines, escrow accounts, and general ledger balances.
• Assist with month-end, quarter-end, and year-end close processes.
• Maintain the integrity and accuracy of the general ledger and supporting schedules.
• Support accounting functions related to mortgage loan funding, servicing activities, commissions, and secondary market transactions.
• Review, monitor, and assist with accounts payable processes to ensure timely and accurate invoice processing, coding, approvals, and vendor payments.
• Partner with the Accounts Payable team to resolve invoice discrepancies, maintain vendor records, and improve workflow efficiency and internal controls.
• Analyze financial results, identify variances, and research discrepancies.
• Prepare audit schedules and provide supporting documentation for internal and external audits.
• Ensure compliance with company policies, accounting standards, and regulatory requirements.
• Assist management with financial reporting, ad hoc analysis, and special projects.
• Collaborate with operations, servicing, treasury, finance, and accounts payable teams to resolve accounting issues and improve processes.
• Monitor and resolve outstanding reconciling items in a timely manner.
• Identify opportunities for process improvements and increased efficiencies within accounting operations.
• Maintain organized and accurate accounting records and documentation.

Qualifications

• Bachelor's degree in Accounting, Finance, or related field required.
• One to three years of accounting experience preferred; mortgage banking or financial services experience strongly preferred.
• Working knowledge of GAAP and standard accounting practices.
• Experience with general ledger accounting, account reconciliations, and accounts payable processes.
• Strong proficiency in Microsoft Excel, including formulas, pivot tables, and data analysis.
• Excellent analytical, organizational, and problem-solving skills.
• Strong attention to detail with a high level of accuracy.
• Ability to manage multiple priorities and meet deadlines in a dynamic environment.
• Strong written and verbal communication skills.
• Ability to handle confidential financial information with professionalism and discretion.

Preferred Qualifications

• Experience within the mortgage lending or loan servicing industry.
• Familiarity with warehouse lending, escrow accounting, investor reporting, and accounts payable workflows.
• Experience with mortgage platforms and ERP systems such as Encompass, Loan Vision (Microsoft Nav) and/or AMB.
• Ability to commute on an as-needed basis to Houston, TX or Charlotte, NC.

What FCM Offers

Medical, Dental & Vision | FSA, Life, Supplemental Life, Long Term Disability and Supplemental Insurance | Vacation & Sick Time | 401k

FCM and its Affiliates are Equal Opportunity Employers.

To learn more about FCM and our growing team, please visit our website at www.firstcontinentalmtg.com.