Senior Underwriter – Renewals & Broker Liaison (Hybrid, Denver)

Hinterland Insurance; Denver (CO); Hybride; USD 85 000 - 110 000; Plein temps

Avantages offerts par ce poste

Health insurance

Vision insurance

Life and Disability insurance

Parental leave

Paid time off

Résumé du poste

Hinterland Insurance in Denver, CO, is seeking a Senior Underwriter to join our Renewals team. You will hold a Letter of Authority to underwrite renewal accounts across commercial property, including AOP and DIC, general liability, and package business, serving as the front-facing underwriter for our wholesale broker partners on complex renewals.

The role emphasizes risk selection, pricing and coverage decisions, while balancing retention.

Qualifications

• 3 to 5+ years of commercial property underwriting experience, with carrier or MGA experience strongly preferred.
• Excess and surplus lines experience preferred.
• Experience underwriting under delegated authority.
• Bachelor’s degree or equivalent combination of education and experience.
• Proven ability to negotiate terms with brokers and make sound decisions with incomplete information.

Responsabilités

• Underwrite renewal accounts within your Letter of Authority, including commercial property (AOP and DIC), general liability, and package business.
• Apply disciplined risk selection at each renewal, evaluating exposures, valuations, COPE, loss history and trends, and changes in operations.
• Set renewal pricing, terms, deductibles, and coverage, balancing rate adequacy with retention.
• Make clear, well-documented recommendations when an account may no longer fit our appetite.
• Serve as the front-facing underwriter for brokers on complex and at-risk renewals, negotiating terms directly.
• Refer accounts outside your authority to the Renewal Underwriting Manager with well-documented recommendations.
• Serve as a point of contact for Underwriting Assistants, and partner with the Renewal Underwriting Manager on their training and development.
• Partner with the Renewal Underwriting Manager on portfolio performance and underwriting priorities.
• Maintain compliance with carrier guidelines and surplus lines requirements, and keep files audit-ready.

Connaissances

Commercial property underwriting

Negotiation

Risk assessment

Portfolio management

Attention to detail

Formation

Bachelor’s degree or equivalent

Description du poste

Hinterland Insurance in Denver, CO, is seeking a Senior Underwriter to join our Renewals team. You will hold a Letter of Authority to underwrite renewal accounts across commercial property, including AOP and DIC, general liability, and package business, serving as the front-facing underwriter for our wholesale broker partners on complex renewals.

The role emphasizes risk selection, pricing and coverage decisions, while balancing retention.