Senior Software Engineer, Membership Experience & Impact

Chime Financial, Inc; San Francisco (CA); On-site; USD 164,000 - 227,000; Full time

Benefits offered by this job

In-office four days a week

Fridays from home near offices

Wellness stipend

Parental leave up to 22 weeks

Vacation policy

Job summary

Chime Engineering is seeking experienced software engineers to join the Membership team, working across the full stack to deepen member engagement and retention. You will own projects end-to-end, shaping architecture, designing APIs, and delivering polished front-end experiences in the Chime app.

Collaborate with product, design, data science, and cross-functional partners to define experiments, ship data-driven solutions, and improve reliability and scalability.

Qualifications

• 5+ years developing software in a production environment at scale.
• Proven experience with Ruby on Rails or comparable frameworks.
• Proficiency with modern front-end technologies (e.g., React, React Native, or TypeScript-based frameworks).
• A product mindset with a strong bias toward experimentation, iteration, and measuring impact.
• A collaborative spirit and strong communication skills, with experience working cross-functionally.
• Experience working with transactional databases, caching systems, and API design.
• Comfort working across the stack and a desire to understand how all the pieces fit together.
• Experience with experimentation frameworks and data-driven product development is a plus.

Responsibilities

• Design, develop, test, and scale features across backend services and front-end surfaces that power membership benefits, rewards, and engagement experiences.
• Build and iterate on APIs and UI components that deliver a seamless, high-quality member experience in Chime's mobile app.
• Partner with product, design, data science, and cross-functional stakeholders to understand member needs, define experiments, and ship solutions that move key membership metrics.
• Apply a metrics-driven mindset to decision-making and prioritize efforts based on member and business impact.
• Proactively identify opportunities to improve system reliability, performance, and scalability across the stack.
• Contribute to a culture of technical excellence through mentorship, code reviews, and driving best practices.

Skills

Ruby on Rails

React

React Native

TypeScript

Product mindset

Cross-functional collaboration

API design

Cloud/DevOps basics

Job description

Chime Engineering is seeking experienced software engineers to join the Membership team, working across the full stack to deepen member engagement and retention. You will own projects end-to-end, shaping architecture, designing APIs, and delivering polished front-end experiences in the Chime app.

Collaborate with product, design, data science, and cross-functional partners to define experiments, ship data-driven solutions, and improve reliability and scalability.